Customer Assist Loss Recoveries Officer

5 days ago


Melbourne, Australia Latitude Financial Services Full time

Yearly salary reviews.

We're looking for a Customer Service Superstar to join our team In this role, you'll be responsible for helping us recover payments on overdue accounts. You'll use a variety of tools and techniques to track down customers and collect payments. You'll also be responsible for providing excellent service to our customers.

In this role, you’ll be responsible for:

- Conduct outbound/inbound telephone-based collection/recovery activity on post charge-off accounts.
- Obtain promises to pay from post charge-off accounts by setting and reviewing action dates
- Make realistic payment plans with customers using negotiation skills
- Determine appropriate recovery steps to establish a relationship with the customer.
- Provide customers with solutions and tools to assist with paying their accounts
- Skip trace customers with no contact details or unsuccessful contact attempts.
- Employ skip trace tools and databases for accurate and up-to-date information
- Make sound decisions about the next step in the legal process if other avenues are exhausted.
- Recommend repossession or legal action where required and within policy.
- Assess a customer's income and expenditure to determine their ability to pay.
- Negotiate debt settlement payment plans, seeking to maximise net recovery.
- Work in a blended role where related admin work is completed within required NCCP timeframes.
- Record all customer expressions of dissatisfaction in Accord

Ideally, we're looking for the following:
Experience & Knowledge
- Previous Collections/Recoveries experience is a nice to have.
- Knowledge of regulatory frameworks including Debt Collection Guidelines, privacy legislation etc.
- Experience dealing with difficult customers and negotiating.
- Sound knowledge of debt recovery, including legal processes
- Strong negotiation skills
- Excellent communication skills (both verbal and written)
- Good decision-making ability
- Ability to work autonomously and execute on targets in a compliant environment

Technical Knowledge
- Vision Plus Host System (desirable)
- Mercantile Host System (desirable)
- Use of web base skip trace tools / databases.

Sound like you? That's a good sign In return for your energy and ideas, we offer a flexible working environment and great compensation. We always support a safe, healthy, engaging, and productive working environment for all employees and workers, whether that be in your home and office, or a combination of both.

We're Latitude, partners in money. Latitude may seem like the new kid on the block, but it's taken us almost a hundred years to become an overnight success. Digital payments, cards, loans, and insurance is what we offer - but what we really are is a platform that helps people shop and live better. Always living and breathing our values. Act Right, Show Care, Be Curious.
- Successful applicants will be required to complete a background check (including criminal history and bankruptcy check) prior to commencement of employment. Only open to Australian or New Zealand Permanent Residents or Citizens._



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