Clbb Credit Manager

**Req ID**: 91954
**Department**: AR Customer Services Ops Business Owners
**Division**: Australia Retail
**Location**: Docklands
About Us
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.
The annual reviews team conducts assessments on SME Wholesale customers to assess their risk level and ability to continually honour outstanding credit obligations.
About the Role
As a Credit Manager, you will need to hold a Commercial Wholesale CAD (preferably Corp 15) and manage counterparty credit risk by using appropriate judgement and commercial credit experience to assess the credit risks associated with all credit reviews.
Ensure the overall credit quality of accounts under review remains within Judgmental Credit Requirements (JCR).
Protect the bank’s interest by identifying early signs of deteriorations and providing support to customers wherever required.
Making a decision whether to extend credit or cease extending credit to borrower, as they go towards capital provisioning
Determining if customers continue to meet existing lending criteria and standards and understand and duly document any departures to the same.
Handle escalations from frontline and approvals from Senior and Junior Credit Analysts.
Act as point of reference for Credit Analysts and team members.
Coach and mentor other Credit Analysts/team members.
Collaborate with other Credit Support units on initiatives/projects and act as SME for credit related queries.
**Role Location**: 833 Collins Street, Docklands, VIC 3008
**Role Type**: Permanent, Full-time
**Shift Schedule**: Hybrid Working (working a minimum of 50% from office)
What will you bring?
To be successful in this role, you should bring in the following:
**Experience**: Around 4 - 5 yrs of experience in the Banking industry, with some experience in Credit (preferably Commercial).
Sound knowledge of credit policy and risk management of portfolio.
Analytical and problem-solving skills with the ability to identify risks and impacts and recommend actions to enable resolution of business challenges
Ability to work accurately under pressure with attention to detail, following through all issues to completion
Negotiation skills to enable successful resolution of credit papers/queries/complaints
Well-developed interpersonal skills with the ability to communicate effectively with key stakeholders, all levels of employees and management.
Excellent verbal and written communication skills with the ability to liaise with internal and external stakeholders.
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
So why join us?
From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.
But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.
We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.
Your Career at ANZ
Our purpose is to shape a world where people and communities thrive. That's why we strive to create a balanced, sustainable economy in which everyone can take part and build a better life. By helping people make the most of what they have, we transform ideas, hard work and ambition into reality.
Career development means different things to different people. It may simply mean developing a skill, broadening your experience by moving sideways or stretching yourself by moving to a different business. How you manage and develop your career is up to you. ANZ is committed to helping you do this by providing you with the support, tools and resources you need to take the next big step in your career, towards even bigger things in the future.
Please refer to this link to read about recruitment and mobility principles between Suncorp Bank and ANZ.
Job Posting End Date
29/04/2025, 11.59pm, (Melbourne Australia)