Life Science Underwriter

**Your Role**

The primary purpose of this role is to contribute to the achievement of department, branch and corporate goals relative to profit, growth, service producer and client relations.

**Your Responsibilities**:
**_Achievement of the Personal premium budget _**
- Achieve financial targets.

**_Underwriting Process / Analysis _**
- Select new risks and underwrites renewals for assigned book of business for designated speciality classes or market segments.
- Organise and presents significant, complex accounts to Regional Office, Zone or Home Office for approval as applicable.
- Key player on multi-departmental accounts.
- Provide technical leadership for underwriting/marketing in the department or branch; serves as a resource regarding unique coverage needs.
- Maintain a high level understanding of pricing individual risk exposures.
- Assist others in the development of pricing strategies, renewal negotiation strategy and developing game plans on new business submissions.
- Manage referrals within underwriting authority for others in branch.
- Manage a robust annual account prospect list to support underwriting strategy.

**_Marketing / Service _**
- Identify, analyse and develop sources of desirable new business opportunities including cross-departmental opportunities.
- Build and maintain long term relationships with key producers and insureds; deals with producer principals on complex underwriting issues.
- Present to prospective producers; may initiate new producer appointments.
- Identify and shares information within the Branch, Zone or National department regarding competitors’ products and underwriting.
- Provide expertise on accessing opportunities for growth in a speciality, Customer Group or line of business.
- Provide the highest of service levels commensurate with the Chubb brand.
- Influence and promote the Chubb Life Science appetite amongst commercial broker network

**_Planning / Expenses _**
- Provides input on profit analysis, premium planning, market / environment etc. as part of the department’s planning process.
- Stays within assigned expense budgets.
- Meets commission goals.
- Minimum of three years underwriting experience in life science insurance
- Broad experience in life science insurance (Tertiary qualifications preferred but not essential)
- Displays excellent communication and negotiation skills.
- Develop creative solutions to unique underwriting situations.
- Displays a disciplined approach to time management.
- Understand advanced pricing techniques (retro rating, composition of experience mod, etc.), when to use, how to use, how to sell, etc.
- Working knowledge of the key accounts in the Branch.
- Understand the underwriting appetites of the other departments and how those relate to interdepartmental accounts.
- Understand the broker selection and appointment process.
- Make recommendations for tailoring coverage and manuscripting policies.
- Competent with complex underwriting solutions including excess layer and multi-national solutions.
- Familiar with the products / services of key competitors.
- Has demonstrated ability to work well with people and influence decisions.

We offer you the opportunity to work as part of a dynamic and agile environment where continuous development is encouraged throughout your career, both locally and globally. We also offer a flexible working approach via our “My One Thing” initiative, education assistance, dress for your day every Friday, promotion of health and wellbeing (including discounted health insurance, daily breakfast and fresh fruit), and the option to enrol into the Chubb Limited discounted stock purchasing scheme.