Credit and Collections Specialist
3 weeks ago
About American Express
At American Express, we're committed to delivering exceptional customer experiences and driving business growth. Our team of dedicated professionals works together to provide innovative solutions and exceed customer expectations.
Job Summary
We're seeking a skilled Credit and Collections Specialist to join our Consumer & Small Business Credit team. As a key member of our team, you'll be responsible for managing and servicing our Consumer & Small Business segment for Australia & New Zealand.
Key Responsibilities
- Provide exceptional customer service by addressing inquiries and concerns related to customer accounts.
- Assess and understand customers' financial situations to offer appropriate hardship solutions.
- Monitor and manage assigned accounts to ensure accurate records and timely follow-ups.
- Ensure all collection activities are documented accurately and thoroughly in our systems.
- Participate in team meetings and training sessions to stay informed about company policies, procedures, and best practices.
Requirements
- Strong communication and negotiation skills.
- Empathetic and patient approach when dealing with customers in financial distress.
- Ability to handle difficult conversations and remain calm under pressure.
- Ability to work both independently and as part of a team.
- Ability to quickly learn and adapt to new software and systems.
What We Offer
- Competitive base salaries.
- Bonus incentives.
- Support for financial-well-being and retirement.
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location).
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need.
- Generous paid parental leave policies (depending on your location).
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location).
- Free and confidential counseling support through our Healthy Minds program.
- Career development and training opportunities.
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