Credit Risk Analyst

2 months ago


Chatswood, Australia Maxxia Pty Ltd Full time
About the Role

We are seeking a highly skilled Credit Risk Analyst to join our team at Maxxia Pty Ltd. As a Credit Risk Analyst, you will play a critical role in assessing the credit risk related to financing operating fleets, equipment lines, and single asset credits for customers.

Key Responsibilities
  • Assist the Senior Credit Manager in developing and executing credit risk policies and procedures.
  • Maintain up-to-date knowledge of legislative requirements related to credit activities.
  • Investigate the creditworthiness of potential and existing customers, including analyzing financial statements, strategic risks, and business operations.
  • Ensure the Group's security interests are protected through effective registration with the Personal Property Securities Register.
  • Maintain cumulative credit loss registers and support lender due diligence processes.
  • Support the Credit Risk Officer in preparing monthly management reports.
  • Ensure compliance with credit approval conditions, account activation, and establishment of credit limits.
Requirements
  • Strong financial reporting analysis, analytical, and numerical skills.
  • Business acumen and commercial pragmatism, with the ability to analyze customer strategic risks, structures, and operations.
  • Strong communication and presentation skills, with high-quality attention to detail.
  • Ability to handle multiple tasks in a fast-paced, transaction-oriented environment.
  • 3 years' experience working in a credit risk analyst role in a financial institution.
  • Experience in developing and implementing credit scorecards for corporate and individuals.
About Us

At Maxxia Pty Ltd, we are committed to making a difference in people's lives. We offer tailored solutions to clients and customers across our businesses in Australia and New Zealand. Our vision is to be your trusted partner, simplifying complexities and turning challenges into opportunities.

We value diversity, equity, and inclusion and encourage applications from Aboriginal and Torres Strait Islander people, individuals from all backgrounds, and those caring for and living with disability.

Please note that all successful candidates will be required to undergo background checks.


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