Current jobs related to Credit Risk Specialist - Brisbane, Queensland - Maxxia Pty Ltd

  • Credit Risk Specialist

    4 weeks ago

    Brisbane, Queensland, Australia People's Choice Full time

    About the RoleWe are seeking a highly skilled Credit Assessor to join our team of credit professionals. As a Credit Assessor, you will play a critical role in making complex risk-based decisions on loan applications and providing recommendations to enhance our lending processes and credit policy.Key ResponsibilitiesAssessing loan applications and making...

  • Risk Management Specialist

    4 days ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Advisor, Business ControlsCredit Union Australia is seeking a skilled Advisor, Business Controls to join our Technology team on a permanent full-time basis.As a key member of our team, you will support the business in managing risk within our Chief Information Office, providing input into the development of frameworks, policies, supporting standards,...

  • Senior Credit Risk Specialist

    2 weeks ago

    Brisbane, Queensland, Australia Maxxia Pty Ltd Full time

    At Maxxia Pty Ltd, our purpose is to provide tailored solutions to clients and customers across our businesses in Australia and New Zealand. Guided by this commitment, we aim to be your trusted partner, simplifying complexities and turning challenges into opportunities. Our diverse services – from salary packaging and fleet management to disability support...

  • Credit Risk Analyst

    2 weeks ago

    Brisbane, Queensland, Australia Westpac Group Full time

    About the RoleWe are seeking a skilled Credit Risk Analyst to join our Portfolio Management Team at Westpac Group. As a key member of the team, you will be responsible for providing high-quality credit analysis and risk profiling to support our lending activities.Key ResponsibilitiesDevelop and maintain strong relationships with Relationship Managers,...

  • Credit Risk Management Specialist

    2 weeks ago

    Brisbane, Queensland, Australia ANZ Full time

    About UsWe're a leading financial institution, part of the ANZ Group, with a strong presence in Australia and a commitment to supporting the financial wellbeing of our customers.About the RoleWe're seeking a highly analytical and strategic individual to join our Credit Strategy team in Brisbane. As a Credit Strategy Analyst, you'll play a vital role in...

  • Credit Risk Management Specialist

    2 weeks ago

    Brisbane, Queensland, Australia ANZ Full time

    About UsWe're a leading financial institution committed to supporting the financial wellbeing of our customers. As part of the ANZ Group, we're part of a global network that operates in almost 30 markets.About the RoleWe're seeking a highly analytical individual to join our dynamic Credit Strategy team in Brisbane. As a Credit Strategy Analyst, you'll play a...

  • Credit Risk Analyst

    2 weeks ago

    Brisbane, Queensland, Australia Maxxia Pty Ltd Full time

    At Maxxia Pty Ltd, our purpose is to make a difference in people's lives. Guided by this commitment, we offer tailored solutions to clients and customers across our businesses in Australia and New Zealand. Our vision is to be your trusted partner, simplifying complexities and turning challenges into opportunities. Our diverse services – from salary...

  • Credit Risk Analyst

    1 month ago

    Brisbane, Queensland, Australia Maxxia Pty Ltd Full time

    Job Title: Credit Risk AnalystAt Maxxia Pty Ltd, our purpose is to provide tailored solutions to clients and customers across Australia and New Zealand. We aim to be your trusted partner, simplifying complexities and turning challenges into opportunities.Key Responsibilities:Assist the Senior Credit Manager in developing and executing credit risk policies...

  • Credit Risk Analyst

    2 weeks ago

    Brisbane, Queensland, Australia Westpac Group Full time

    About the RoleWe are seeking a skilled Credit Risk Analyst to join our Portfolio Management Team at Westpac Group. As a key member of the team, you will be responsible for providing high-quality credit analysis and risk management services to support our business growth.Key ResponsibilitiesDevelop and maintain strong relationships with Relationship Managers,...

  • Credit Risk Analyst

    3 weeks ago

    Brisbane, Queensland, Australia ANZ Full time

    About UsSuncorp Bank is a leading financial institution that offers a range of banking and insurance products to its customers. As a part of the ANZ Group, we are committed to creating a workplace where people from all backgrounds can thrive.About the RoleWe are seeking a highly motivated and analytical individual to join our Credit Strategy team in...

  • Credit Risk Analyst

    3 weeks ago

    Brisbane, Queensland, Australia ANZ Full time

    About UsSuncorp Bank is a leading financial institution that offers a range of banking and insurance products to its customers. As a part of the ANZ Group, we are committed to providing exceptional customer service and creating a workplace where our employees can thrive.About the RoleWe are seeking a highly skilled and motivated Credit Strategy Analyst to...

  • Credit Analyst

    3 days ago

    Brisbane, Queensland, Australia Westpac Group Full time

    About the roleAs a Credit Analyst in our Portfolio Management Team, you will play a critical role in protecting the Westpac Group's assets by applying sound credit management practices. You will be responsible for providing high-quality written credit submissions and input into loan structuring, working closely with Relationship Managers to meet with company...

  • Risk Management Specialist

    2 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Senior Advisor, Business ControlsYour TeamThe Business Controls, Monitoring and Remediation team plays a key role in strengthening front-line accountability for risk management, providing thought leadership, advice, and challenge in the management of risks, obligations, and controls, and overseeing adherence to risk appetite.We have the opportunity for a...

  • Risk Management Advisor

    4 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Advisor, Business ControlsCredit Union Australia is seeking a skilled Advisor, Business Controls to join our Technology team on a permanent full-time basis.As the Advisor, Business Controls, you will play a critical role in supporting the business manage risk within our Chief Information Office, providing input into the development of frameworks, policies,...

  • Credit Risk Analyst

    2 weeks ago

    Brisbane, Queensland, Australia Westpac Group Full time

    About the RoleWe are seeking a skilled Credit Risk Analyst to join our Portfolio Management Team. As a Credit Risk Analyst, you will be responsible for providing high-quality credit submissions and input into loan structuring. You will work collaboratively with analysts, product experts, relationship managers, and credit managers to initiate and structure a...

  • Risk and Compliance Advisor

    2 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Advisor, Business ControlsCredit Union Australia is seeking a highly skilled Advisor, Business Controls to join the Technology team on a permanent full-time basis. As the Advisor, Business Controls, you will play a crucial role in supporting the business manage risk within our Chief Information Office, providing input into the development of frameworks,...

  • Risk Management Advisor

    4 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Advisor, Business ControlsCredit Union Australia is seeking a skilled Advisor, Business Controls to join the Technology team on a permanent full-time basis. As the Advisor, Business Controls, you will play a crucial role in supporting the business manage risk within our Chief Information Office, providing input into the development of frameworks, policies,...

  • Risk and Compliance Advisor

    2 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Advisor, Business ControlsCredit Union Australia is seeking a highly skilled Advisor, Business Controls to join the Technology team on a permanent full-time basis. As the Advisor, Business Controls, you will play a crucial role in supporting the business manage risk within our Chief Information Office, providing input into the development of frameworks,...

  • Risk and Compliance Advisor

    2 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Advisor, Business ControlsCredit Union Australia is seeking a skilled Advisor, Business Controls to join the Technology team on a permanent full-time basis. As the Advisor, Business Controls, you will support the business in managing risk within our Chief Information Office, providing input into the development of frameworks, policies, supporting standards,...

  • Internal Audit Specialist

    2 weeks ago

    Brisbane, Queensland, Australia Credit Union Australia Full time

    Internal Audit SpecialistYour RoleThe Internal Audit Specialist will conduct risk-based internal audits, including scoping, execution, and delivery of audits and advisory assignments. This role requires the ability to recognise and analyse risks, evaluate processes and controls, and provide advice to business leaders around risk management activities.Your...

Credit Risk Specialist

2 months ago

Brisbane, Queensland, Australia Maxxia Pty Ltd Full time
Job Title: Credit Risk Specialist

This role supports the Senior Credit Manager in the performance of the Group credit risk management function. It is responsible for assessing the credit risk related to financing operating fleets, equipment lines, and single asset credits for customers and for administering the credit approval process and ongoing financial monitoring of the customer.

The role reports to the Senior Credit Manager regarding the assessment of the credit risk associated with customer accounts, AML compliance, working collaboratively with the commercial teams, contributes to Credit Policy development, supports the data and reporting requirements for MMS securitisation programs (including maintenance and reconciliation of cumulative credit loss data, lender due diligence, probability of default and credit loss modelling and expected Credit Loss provisioning) and assists with reporting to the Executive Credit Committee and the Board.

Key Responsibilities
  • Assist the Senior Credit Manager in the planning, development, and execution of credit risk policies and procedures across multiple jurisdictions, including assisting with the ongoing development and implementation of credit scorecards and Basel-III based credit risk analysis tools.
  • Support the Senior Credit Manager in ongoing credit policy reviews, tracking results of risk management strategies, and recommending policy changes based on analysis of profitability, risk, and operational impact.
  • Interpret corporate policy on the provision of credit and advise customers and/or sales/account management staff as appropriate.
  • Support the Senior Credit Manager in maintaining contemporary legislative knowledge related to credit activities in MMS jurisdictions (AML/CTF, PPSR, Debt collection and recovery obligations, SME legislative compliance) and ensure policies and processes are compliant in a timely manner.
Risk Assessment
  • Within agreed KPIs: investigate credit worthiness of potential and existing customers, including analysing customer key strategic and business risks and how well these are managed, prior to entering into or increasing business arrangements and make appropriate recommendations.
  • Assess KYC/AML, credit data, and compliance with any debt covenants, financial statements for completeness and accuracy and early warning signs to determine the degree of risk involved in extending credit and propose any potential mitigants.
  • Support the sales teams where appropriate in liaising with existing and potential customers, (especially for those on Credit Watch), to investigate credit matters and to foster good credit relationships between the customer and the company.
  • Ensure the Group's security interests are protected through checking effective registration with PPSR, all collateral documents are in order and current, and all security remains in force.
  • Maintain cumulative loss registers and support all lender due diligence processes, operational reviews, and portfolio risk of loss assessments as well as supporting the Finance team with credit-related requirements (credit loss provisioning, etc.).
  • Support the Senior Credit Manager with industry risk assessments and presentations for the MMS Executive Credit Committee and Board.
Approvals
  • Contribute as a key stakeholder/user to the provision of user requirements for the development of the Group's Credit Risk management applications.
Reporting
  • Support the Credit Risk Officer in the preparation of monthly management reporting for the Executive Credit Committee and Board.
  • Through the Credit Risk Manager, ensure compliance with credit approval conditions, account activation and establishment, and maintenance of credit limits.
  • Proactively drive processing and reporting efficiency in all credit risk management functions.
  • Providing technical advice, guidance, support, and mentoring for dependent stakeholders.
  • Consulting and collaborating with key stakeholders to help solve complex problems ensuring solutions are viable and consistent.
Position CriteriaCapabilities & Behaviours
  • Commitment to high work standards, accuracy, and attention to detail.
  • Collaborative, self-motivated, proactive team player.
  • Organisation and time management skills.
  • Mature, self-assured, respectful, and able to interact confidently with people at all levels across departments.
  • Influencing skills and the ability to generate commitment.
  • Ability to work autonomously.
  • High-level English verbal and written communication skills.
  • A structured, analytical approach to problem-solving.
  • High resilience to stress and ability to work amongst conflicting priorities.
Knowledge & Experience

Essential

  • Strong financial reporting analysis, analytical, and numerical skills.
  • Business acumen and commercial pragmatism, with the ability to analyse customer strategic risks, structures, and operations in the context of implications for credit risk assessments.
  • Strong communication and presentation skills as well as high-quality attention to detail.
  • Ability to handle multiple tasks in a fast-paced, transaction-oriented environment.

Desirable

  • 3 years' experience working in a credit risk analyst role in a financial institution.
  • Experience in developing and implementing credit scorecards for corporate and individuals, together with associated analysis of effectiveness of such scorecards.
  • Advanced proficiency in Excel and Word.
  • Fleet leasing experience.

Qualifications

  • Tertiary qualification in business/commerce or equivalent.
  • Preferably undertaking or completed post-graduate study covering financial statement analysis & reporting.

What we can offer you:

  • Our strong people-first culture.
  • Flexible/hybrid working to enhance your work/life balance.
  • Novated lease benefits and discounts.
  • 12 weeks Paid Parental leave and access to our Parents Portal.
  • Exempt Employee Share Plan.
  • Paid Income Protection Insurance under MMSG default Super plan.
  • Access to a broad range of learning and development programs.
  • Career break and volunteering leave.
  • Access to Employee Assistance Program and annual Flu vaccination.
  • Lifestyle Rewards program.

As an employer who embraces Diversity, Equity & Inclusion, we hold a collective commitment to foster an environment where all differences are valued and respected. We encourage Aboriginal and Torres Strait Islander people, individuals from all backgrounds, including those caring for and living with disability to apply.

Please note all successful candidates will be required to undergo background checks.