[Apply in 3 Minutes] Associate Director, Structured Finance

Job Category: Banking and Financial Services

WANTED: Senior Associate or Associate Director, Structured Finance in either Melbourne or Sydney

A bit about us
At Judo, we're more than just a business bank – we're pioneers in redefining business banking for the modern era. Rooted in timeless values such as integrity, trusted relationships, and a challenger spirit, we're dedicated to revolutionising business banking for Small to Medium Enterprises (SMEs) across Australia. Our journey began in 2016 with a bold vision and a PowerPoint slide, driven by a desire to challenge the status quo in an industry dominated by the major players. In just a few short years, we've grown exponentially, establishing ourselves as one of the fastest-growing new banks globally, with 27 offices spanning the nation.

At the heart of our ethos lies a commitment to supporting Australian SMEs, placing our people and customers front and centre in everything we do. Our agility and adaptability enable us to say 'yes' when other banks say 'no', making it easier for our customers to secure the funding they need, precisely when they need it. We take immense pride in our personal approach to banking, fostering diverse relationships and cultivating a collaborative culture within our team.

Our culture – come and join a multi-award-winning place to work
We firmly believe that culture eats strategy for breakfast, lunch, and dinner and the most important investment we can make is in our people. Our Values of trust, teamwork, accountability and performance underpin the foundation of our culture.
We're not your average bank. Judo was built from the ground up, with one purpose: to be the most trusted SME business bank in Australia. We made sure to cultivate a space where bureaucracy is left at the door - where our customers come first with relationships at the core of what we do. We aspire to think differently, inviting new ideas, and creating a space where everyone feels like they belong because we know that it's our unique differences that make us collectively stronger.
We are thrilled to be externally recognised for our unique culture too We were awarded the #1 ranking in LinkedIn’s Top Companies in Australia list as well as named in the AFR’s BOSS Best Places To Work list for 2 years in a row. We’re also super proud to be included in the2024 HRD Australia 5-Star Employers of Choice list.

Our people and our culture are truly our secret sauce.

Job Description

Now, about this opportunity:

- Supporting a small team of Directors in the Structured Finance team to establish and maintain a portfolio of new non-coded Securitisation lending customers
- Manage a portfolio of existing securitisation client relationships by processing drawdowns, assessing monthly reporting to ensure compliance with transaction documents and, when required, renegotiating terms.
- Support the Directors in originating new clients by preparing term sheets and performing end-to-end due diligence of the prospective client.
- Performing credit analysis, including writing a credit paper for new non-coded private warehouse securitisations between $50-150m in size and, where required, modelling the cash flows of the underlying pool.
- Review legal documentation to ensure it aligns with agreed terms and appropriately mitigates the risks of the transaction.
- Presenting and organising the above information and data concisely, enabling quick decision making and enhancing Judo’s speed to market
- Assessing customer's needs, character, capacity, capital, and collateral to make decisions on the level of risk associated with the securitised transaction
- Providing advice and input on the development and maintenance of systems, models, business and organisational methods to enhance Judo’s customer value proposition
- Completing compliance and Annual Reviews, submitting necessary reports to address compliance issues including the early identification and escalation of issues, and checking transactions to make sure all documents and records adhere to relevant federal and state banking laws.

Desired Skills and Experience

- Demonstrated experience working in financial services or rating agency covering securitisation or treasury, including an understanding of credit analysis
- Strong communication and customer relationship skills
- Tertiary qualification in Finance, Business or Economics
- Financial modelling skills and strong financial acumen
- A high degree of digital literacy

At Judo, our culture sets us apart:
Our Values:

- Accountability: Make decisions and own them. Do what you say.
- Performance: Strive to improve each day, surpassing yesterday's achievements.
- Teamwork: We're not just a team; we're a champion team.
- Trust: The cornerstone of our purpose and relationships.

We're seeking individuals who embody resilience, positivity, curiosity, hunger for success, adaptability, passion, courage, decisiveness, and a hands-on approach.

What our team members say about us:
Our people are empowered to make decisions, take ownership, and contribute to a collaborative environment. Bureaucracy is non-existent as we focus on collective success. At Judo, diversity isn't just valued; it's celebrated. We're committed to creating an inclusive environment where everyone thrives, making us collectively stronger. Our team works tirelessly towards our purpose while enjoying the journey of revolutionizing Australian SME business banking.

Perks of joining us:

- Additional 2 weeks of leave annually (that’s 6-weeks per year)
- Big life event leave
- Home office setup allowance
- Access to CU Health
- Flexible work options, embracing a true hybrid model.

If this resonates with you, reach out - we'd love to hear from you

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