Junior Credit Risk Analyst

5 months ago

Sydney, Australia Wisr Finance Pty Ltd Full time

**About the job**

**Working at Wisr**

As a purpose-led organisation on a mission to bring people closer to financial wellness, we truly believe in what we do and every person who joins our team plays a part in our success. By practising what we preach (hello, $500 wellness reimbursement, 1:1 coaching via Uprise and unlimited Udemy learning), you are empowered to own your role, your development and the space that you play in.

We value psychological wellbeing and safety, fostering a high-performing culture which enables continuous learning and growth. That ethos has earned us a spot on multiple ‘Best Places to Work’ lists over the years. We want you to bring your whole self to Wisr, so don’t worry about ticking all the boxes right away. If this role resonates with you, we want to hear from you

We are a people first business and flexibility is key to that - whether you prefer to be in our beautiful office space full time or prefer to work in a hybrid manner, we don’t mind

**About the job**

As a Junior Credit Risk Analyst, you will be responsible for collecting data to inform decision making for a range of credit risk activities by manipulating raw data and leveraging data visualisation tools.

Key responsibilities include:

- Maintain our internal control systems and assist in formulating our credit policies
- Provide assurance and advice to our internal stakeholders and leadership team about the accuracy of information contained in our financial reports
- Examine our costs and prepare reporting statements for our internal stakeholders and leadership team
- Build reports and financial models to monitor the performance of the financial performance of the loan portfolio
- Collect and manipulate raw data to assist other members of the Credit Risk team in decision making
- Maintain the integrity of the suite of Management Information and ad-hoc analysis to support the business
- Maintain and run existing Dashboards and reporting suites to appraise financial risk of our projects
- Assist with ad-hoc questions from stakeholders across the business
- Generate general insights and report on trends for Origination and Account Management/Collections
- Assist the team with ad-hoc analysis on the entire credit lifecycle and appraise financial risk
- Ad-hoc duties as required

**About you**

You love problem-solving and finding solutions. Ideally, you would have had experience working within a financial services environment.

You’ll also have:

- Tertiary qualification in accounting, finance or equivalent
- **2-3 years of relevant work experience required for this role**:

- Initial understanding of credit risk or knowledge of credit score development
- Familiarity and initial experience with data manipulation and visualisation tools such as SQL, SAS, Alteryx, Tableau, Power BI, R or Python.
- Effective verbal and written communication skills with the ability to articulate your findings.
- Analytical mindset with the ability to understand trends to assist in forming decisions.
- Understanding of the financial services industry including the loan life cycle.

Not sure if you tick all the boxes? Don’t rule yourself out just yet. If you’re interested, we would love to hear from you, so get in touch

**Some of Our Perks & Benefits**
- Flexible and hybrid working
- $500 every year to spend on your wellbeing
- Generous paid parental leave to support your transition to parenthood
- Unlimited Udemy access to learn new skills (maybe this is the year you learn how to take up your pants instead of asking your mum)
- Outdoor rooftop terrace overlooking the Opera House - what a view
- Casual dress code - wear what you’re comfortable in (band tees and funky socks encouraged)
- Table tennis and regular tournaments
- Arcade machine & massage pod
- Regular social events and awesome team offsites
- It’s 5pm somewhere in the world, so finish off the day with a Wisr Beer

**You’ve read this far, soWho the hoot are Wisr?**

We’re on a mission to bring people closer to financial wellness and make a real difference in the world, starting right here in Australia. The way we’re doing it is pretty cool too. We offer smarter, fairer loans that help people kick their goals sooner, a nifty round up tool to help people get out of debt and save even faster, and a dashboard that helps people track and improve their credit scores.

Now is the time to join one of Australia’s fastest growing ASX-listed fintechs. We are proudly purpose-led with a track record of consistent quarter-on-quarter growth and we’ve got big plans on our mind. People are taking notice and we were ranked **#2 on the AFR Boss Best Places to Work 2022** as well as taking home the award for **Most Outstanding Practice in Diversity & Inclusion**

We are a responsible bunch of humans who love helping each other out and share a penchant for learning, both personally and professionally. We love our customers (some would say a tad _obsessed_) and we l

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