Credit Risk Analyst

6 months ago

Sydney, Australia Commonwealth Bank of Australia Full time

Credit Risk Analyst
- **You are** analytical and eager to learn
- **We are** passionate about data and automation
- **Together we can** revolutionise the customer experience

**Do work that matters**

Business Bank (BB) secures and enhances the financial wellbeing of people, businesses and communities, particularly CBA's small and medium sized enterprise clients. This includes those in rural and regional areas, as well as the needs of CBA's online trading and broking customers. Business Lending (BL) is a product and specialised team that offers working capital, business loans, asset finance, corporate and property finance to our customers. As a crew we are focused on enhancing the customer experience, to be the #1 business lender in Australia.

**See yourself in our team**

The Business Credit Risk Strategy Centre of Excellence is responsible for developing automated credit strategies that provide the best lending experience for our customers, within risk appetite. We build credit strategies to support the automation of business lending, in-life processes and arrears management.

We use data, analytics, risk management practices and commercial acumen to build strategies that provide the best risk-reward outcome.

**In this role**

As an analyst, you will be working on developments in credit strategy, automated decisioning and portfolio monitoring of Business Lending products. As well as supporting wider Business Banking projects with credit risk analytics, insight, reporting and controls. You will be assisting in analytical deep dives and identifying developing trends and new opportunities. You will maintain portfolio monitoring tools while working with your stakeholders to influence change that optimises business return while maintaining great customer outcomes.

**Your responsibilities will include**
- Working on the delivery of new and existing business lending credit risk strategies for Business Lending
- Manipulating data to investigate developing trends and draw insight
- Using hypothesis led analytics to assess portfolio performance, and formulate initiatives that generate business and customer value
- Using data to assist management and project stakeholders across the business with decision making
- Developing and maintaining effective controls that ensure our credit strategies and processes operate safely within agreed tolerances and meet our risk and governance obligations
- Reporting, escalating and remediating issues in a timely manner and in line with the Group's operational risk processes, ensuring risk issues and actions are appropriately managed
- Adhering to the Code of Conduct. The Code of Conduct sets the standards of behaviour, actions and decisions we expect from our people.

**We're interested in people who**
- Are curious with ability to independently problem solve
- Have a positive attitude and willingness to develop skills
- Preferred 1 year in credit risk or similar experience (e.g. analytics)
- Preferred proficient in data analytics tools eg: R/Python/SAS/SQL, and MS Suite
- Ability to work with large data sets to gather insights
- Can use data driven analytics to develop insights, reporting and recommendations
- Ability to understand complex problems and take a structured approach to solve
- Preferred degree in relevant discipline (Economics, Statistics, Maths, Actuarial, Finance, Engineering or Sciences)

**Working with us**

We support our people with at least half your time each month connecting in the Sydney office, allowing for flexibility in the remaining time.

We have many other flexible working options available including changing start and finish times. Talk to us about how these arrangements might work for you.

**If this sounds like you, **

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.

Advertising End Date: 26/06/2024

Job ID REQ212240

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia INGRITY Full time

    Credit Risk Analyst required to join a financial services business to provide unsecured lending services to customers. As a Credit Risk Analyst, you will play a pivotal role in assessing and managing credit risk associated with our unsecured lending portfolios. Leveraging your expertise in credit risk modelling, you will be responsible for validating and...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia PayTech Nexus Ltd Full time

    **Term**: 12 months **Experience Requirement**: 2-5 years **Job location**: Sydney, Australia **Project scope**: Credit Risk Analyst, Modelling **Background** We are working with one of the major card schemes and a Tier 1 Australian Bank, based in Sydney. This role is a 12-month contract (likely extending to 2 years) and is for an experienced Credit...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia PayTech Nexus Ltd Full time

    **Term**: 12 months **Experience Requirement**: 3-5 years **Job location**: Sydney, Australia **Project scope**:Credit Risk Analyst, STP Enhancements **Background** We are working with one of the major card schemes and a Tier 1 Australian Bank, based in Sydney. This role is a 12-month contract (likely extending to 2 years) and is for an experienced...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia CareCone Australia Full time

    **Credit Risk Analyst**: - Sydney 3+ years experiences Ability to run data queries and do insights work Focus on strategic rather than operation work Business Analytics, Programming, SQL Analyzing the Credit Risk Profile of the Consumer Portfolio Developing Propensity Models for more details please contact +61 2 8198 2279 **Salary**: $110,000.00 -...

  • Credit Risk Analyst

    5 months ago

    Sydney, Australia Convera Full time

    Credit Risk Analyst - Sydney Credit is an essential component within Convera and is extended to almost 6000 clients. It is a key factor in allowing Convera to both win and retain clients. The Credit department is responsible for the management and allocation of this credit within the guidelines of the Convera Global Credit Policy. The Credit department is...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia Delivery Centric Technologies Full time

    Hello Folks, We are looking for passionate professionals who are passionate about their job and want to make a difference with their consulting and solutioning skills, who are ready to take challenges and test their skills to provide the best solutions. We are currently looking for the below roles **Role: Credit Risk Analyst** **Location :...

  • Senior Credit Risk Analyst

    3 weeks ago

    Sydney, New South Wales, Australia Zip Co Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team. This is an exciting opportunity for someone with expertise in credit analysis and risk management to make a significant impact on our business.

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia AMP Limited Full time

    If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia JPMorgan Chase & Co. Full time

    Come join a team where you can promote credit risk management, align activities with policies, engage with clients, and build a robust network for cross-selling Job Summary: As an analyst in the Corporate and Investment Bank – Credit Risk team, you will partner with other colleagues on executing transactions across acquisition & leveraged finance,...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia Delivery Centric Technologies Full time

    **Job description** **Role: Credit Risk Analyst** **Experience : 3(Min) - 15 (Max)** **Location: Sydney** **Skills : Business Analysis Advanced-2** JD 3+ years experiences Ability to run data queries and do insights work Focus on strategic rather than operation work Business Analytics, Programming, SQL Analyzing the Credit Risk Profile of the Consumer...

  • Credit & Risk Analyst

    3 weeks ago

    Sydney, Australia Brighte Full time

    Credit & Risk Analyst **Brighter Together** Our mission is the make sustainability affordable and accessible for everyone. By offering financial solutions to homeowners, we're making renewable energy and home improvements more accessible to the everyday Aussie. Our founder and CEO, Katherine McConnell, has been awarded Telstra Business Woman of the year...

  • Credit Risk Analyst

    6 months ago

    Sydney, Australia JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Come join a team where you can promote credit risk management, align activities with policies, engage with clients, and build a robust network for cross-selling **Job Summary**: As an analyst in the Corporate and Investment Bank - Credit Risk team, you will partner with other colleagues on executing transactions across acquisition &...

  • Residential Credit Risk Analyst

    3 weeks ago

    Sydney, New South Wales, Australia ING Bank (Australia) Limited Full time

    ING Bank (Australia) Limited is seeking a skilled Residential Credit Risk Analyst to join our growing Customer Operations Department. The ideal candidate will have strong analytical skills, attention to detail, and excellent communication abilities.This role involves assessing credit risk for residential mortgages, ensuring compliance with regulatory...

  • Corporate Credit Risk Analyst

    6 months ago

    Sydney, Australia Robert Half Full time

    Great opportunity to join one of Australis fasted growing fintech businesses, excellent progression opportunities! - Wholesale Credit Risk Analyst / Highly flexible working environment - Rapidly growing non-bank lender business - Unrivalled opportunity to grow your career - Hybrid working **The Company** Founded only 10 years ago, this fast-growing...

  • Quantitative Credit Risk Analyst

    2 months ago

    Sydney, Australia Prospa Full time

    At Prospa, we exist to unleash the potential of small business. We are building the future of small business and simplifying cashflow by building a leading platform that helps customers make payments, fund growth and reduce admin. **The role**: As a Quantitative Credit Risk Analyst at Prospa, you'll be a key player in our Enterprise Risk team, reporting to...

  • Senior Risk Analyst, Credit Risk

    6 months ago

    Sydney, Australia Zip Full time

    Senior Risk Analyst, Credit Risk  You should have worked as a Senior Risk Analyst, with expert SQL skills and experience in credit risk analysis.  Enjoy end to end ownership of your analytics and get exposure to a wide variety of challenges that you might not get at a bigger organisation. Ability to work flexibly, with two team-connect days in office...

  • Strategic Risk Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Macquarie Full time

    We are seeking a highly skilled Strategic Risk Analyst to join our Credit Modelling and Exposures team in Sydney. As a key member of our team, you will play a crucial role in ensuring high-quality credit information is available to credit and business teams.Your primary responsibility will be to detect and resolve underlying problems, prepare business...

  • Data Analyst for Credit Risk Management

    2 weeks ago

    Sydney, New South Wales, Australia Zip Co Full time

    We're seeking a seasoned Senior Data Analyst to join our Risk Team, where you'll play a pivotal role in shaping our credit risk strategy and decisioning capabilities.About the RoleThis is an exciting opportunity to work with a world-class team, leveraging your expertise in data analysis and SQL skills to drive business growth and mitigate risks. As a key...

  • Credit Risk Data Analyst

    2 weeks ago

    Sydney, New South Wales, Australia Humm Group Full time

    Hummgroup is a dynamic non-bank financial services institution offering innovative financing products. We're seeking an experienced Credit Risk Data Analyst to join our team.We offer a competitive salary of $80,000 - $110,000 per annum, depending on experience.Job DescriptionThe Credit Risk team at Hummgroup is responsible for managing the end-to-end credit...

  • Senior Credit Analyst

    3 weeks ago

    Sydney, New South Wales, Australia FourQuarters Recruitment Full time

    About the RoleWe are seeking a highly skilled and experienced credit professional to join our team as a Senior Credit Analyst.As a Senior Credit Analyst, you will be responsible for providing expert credit analysis and risk management support to our clients and internal stakeholders.