Credit Risk Analyst

5 months ago

Sydney, Australia Convera Full time

Credit Risk Analyst - Sydney

Credit is an essential component within Convera and is extended to almost 6000 clients. It is a key factor in allowing Convera to both win and retain clients. The Credit department is responsible for the management and allocation of this credit within the guidelines of the Convera Global Credit Policy. The Credit department is responsible for all facets of the credit process, initial allocation, review, exception management, exposure management, monitoring, reporting and collections.
The Credit Risk Analyst role supports the Credit Manager in managing the credit risk across ANZ. The primary function of the role will be to undertake credit assessment of new clients and review existing customers to establish/assess the provision of acceptable credit terms in accordance with ‘The Policy’.

**You will be responsible for**:

- Annual review of existing Financials Clients as and when due.
- Provide written credit assessments of new clients in a timely manner and within established SLAs
- Adhering to the credit policy guidelines at all times
- Ensuring a high standard of written credit assessment
- Assist with adhoc project work and reporting requirements as directed by the Manager
- Ensuring a high standard of customer service to internal and external parties.
- Preparation of Credit reports for credit & Risk monitoring.
- This is a hybrid role, split between our Sydney CBD office, and wfh
- At least 1-2 years B2B credit analysis experience gained in a financial institution or an Australian bank.
- Good understanding of the Australian SME and/or Corporate Market
- Competent in analysing financial statements and financial ratios
- Confidently able to make credit decisions
- Computer literate (intermediate skills in Word and Excel)

Desirable
- Understanding and exposure to Foreign Exchange
- Understanding and use of ASIC and Equifax
- Usage of Salesforce and its report creating functions.

Skills/Competencies
- Excellent written and verbal communication skills
- The ability to make good decisions in a timely manner after systematically considering all possible outcomes
- Ensure that work is done accurately and thoroughly with adherence to the policy.
- Ensuring advice and customer service provided is appropriate to the needs of both the customer and the business.
- The will and ability to work cooperatively with others and across functions towards a common objective
- Exemplary time management skills
- Strong interpersonal skills and ability to liaise with all levels (Dealers and Senior Management)
- Assertive and confident
- Good problem solving

About Convera
Convera is the largest non-bank B2B cross-border payments company in the world. Formerly Western Union Business Solutions, we leverage decades of industry expertise and technology-led payment solutions to deliver smarter money movements to our customers - helping them capture more value with every transaction. Convera serves more than 30,000 customers ranging from small business owners to enterprise treasurers to educational institutions to financial institutions to law firms to NGOs.
Our teams care deeply about the value we bring to our customers which makes Convera a rewarding place to work. This is an exciting time for our organization as we build our team with growth-minded, results-oriented people who are looking to move fast in an innovative environment.
As a truly global company with employees in over 20 countries, we are passionate about diversity; we seek and celebrate people from different backgrounds, lifestyles, and unique points of view. We want to work with the best people and ensure we foster a culture of inclusion and belonging.

We offer an abundance of competitive perks and benefits including:

- Market competitive monthly gross salary
- Opportunity to earn an annual bonus
- Great career growth and development opportunities in a global organization
- A flexible approach to work (6-10 days per month in the office)
- Paid holidays, time-off, and leave policies for life events (maternity, paternity, adoption)
- Paid volunteering opportunities

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