Credit Underwriter

1 day ago

Brisbane, Queensland, Australia Nixil Full time
  • Office hours to 5pm
  • Monday to Friday

Our client is a leading provider of innovative financial solutions for small and medium businesses. As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.

This is a key role for someone with strong analytical skills, risk evaluation experience, and a passion for delivering exceptional service to partners and stakeholders.

About the Role

As a Credit Underwriter, you will be responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies. You'll engage directly with stakeholders, brokers, and customers to assess creditworthiness and deliver a smooth application process. The role requires a strong balance of analytical capability, customer service, and risk management awareness.

Key Responsibilities

  • Review and assess credit applications from merchants and brokers in accordance with lending policies and risk frameworks.
  • Analyse applicants' financial profiles, including income, liabilities, and living expenses, to determine affordability.
  • Conduct credit bureau and banking history checks, assess credit conduct, and verify employment stability.
  • Make credit recommendations or approvals within a defined lending mandate (e.g. up to $35,000).
  • Liaise directly with brokers, merchants, and internal teams to gather information and deliver timely decisions.
  • Assist in inbound and outbound calls related to credit assessments, re-advances, and general underwriting queries.
  • Maintain accurate documentation of credit decisions and support compliance with regulatory requirements.
  • Collaborate on the daily collections process, monitor direct debit activity, and manage exceptions or failed payments.
  • Support continuous improvement of credit workflows, underwriting documentation, and risk policy frameworks.
  • Provide mentorship and second-level review of other team members' assessments when needed.

Key Requirements

  • Prior experience in credit assessment, credit risk, or underwriting (e.g., personal loans, auto finance, SME lending).
  • Strong knowledge of income analysis, credit file interpretation, and affordability evaluation.
  • Excellent attention to detail and judgement when identifying potential risks.
  • Outstanding communication skills for dealing with brokers, customers, and internal stakeholders.
  • Demonstrated ability to work in a team environment with a customer-first mindset.
  • Proficiency in Microsoft Office and experience with credit systems and mailbox management.
  • A relevant qualification in finance, economics, or equivalent practical experience in the credit space.
  • Full working rights – Must be an Australian Citizen or Australian Permanent Resident

Desirable Attributes

  • Experience working with brokers or in third-party channel environments.
  • Previous exposure to end-to-end credit lifecycle from assessment to decision and post-settlement support.
  • Proven track record of handling complex cases and working under pressure in a high-volume environment.

Benefits

  • Competitive salary package.
  • Opportunities for professional growth and mentorship.
  • Friendly, collaborative, and inclusive work environment.
  • Exposure to a growing and innovative financial services provider.
#J-18808-Ljbffr

  • Credit Underwriter

    2 weeks ago

    Brisbane, Queensland, Australia Nixil Full time

    Office hours - 8.30 to 5pmMonday to FridayOur client is a leading provider of innovative financial solutions for small and medium businesses. As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.This is a key role for someone with strong...

  • Credit Analyst

    2 days ago

    Brisbane, Queensland, Australia Nixil Full time

    Job descriptionOur customer is a leading provider of innovative financial solutions for small and medium businesses; they are looking for a motivated and detail-oriented Credit Analyst to join their growing team based in Eight-Mile Plains Qld.About the role:You will be responsible for reviewing and evaluating credit applications from merchants and providing...

  • Leading Liability Underwriter

    2 weeks ago

    Brisbane, Queensland, Australia beBeeLiability Full time $120,000 - $140,000

    Job Overview:As a senior liability underwriter, you will be responsible for assessing and managing complex liability risks in our Queensland market. You will leverage your expertise in general insurance underwriting principles and techniques to deliver exceptional customer satisfaction.Key Responsibilities:Develop and implement underwriting strategies...

  • Senior Credit Reviewer

    2 days ago

    Brisbane, Queensland, Australia beBeeCreditReviewer Full time

    Senior Credit Reviewer PositionWe are seeking an experienced Senior Credit Reviewer to join our team. As a Senior Credit Reviewer, you will be responsible for reviewing and evaluating credit applications from merchants and providing recommendations on approval or rejection based on the risk level and lending policies of our company.Key...

  • Senior Liability Underwriter

    2 weeks ago

    Brisbane, Queensland, Australia Insurance Australia Group Limited Full time

    Create impact as a Senior Liability Underwriter (QLD). For over 165 years, CGU has been insuring ambition. Part of Insurance Australia Group (known as IAG), we're a leading commercial, rural and personal lines insurer and a top-three provider of workers compensation insurance. Your Role Create impact in your next career move and join the fun and supportive...

  • 15h Left) Senior Liability Underwriter

    2 weeks ago

    Brisbane, Queensland, Australia Insurance Australia Group Limited Full time

    Create impact as a Senior Liability Underwriter (QLD).For over 165 years, CGU has been insuring ambition. Part of Insurance Australia Group (known as IAG), we're a leading commercial, rural and personal lines insurer and a top-three provider of workers compensation insurance.Your RoleCreate impact in your next career move and join the fun and supportive CGU...

  • Underwriter – 6-Month Opportunity

    2 days ago

    Brisbane, Queensland, Australia Suncorp Group Full time

    Join to apply for the Underwriter – 6-Month Opportunity role at Suncorp Group6 days ago Be among the first 25 applicantsJoin to apply for the Underwriter – 6-Month Opportunity role at Suncorp GroupGet AI-powered advice on this job and more exclusive features.Are you ready to take your underwriting career to the next level? Our SME Underwriting team is a...

  • Senior Lending Specialist

    20 hours ago

    Brisbane, Queensland, Australia beBeeUnderwriter Full time

    Job DescriptionWe are seeking a skilled Credit Underwriter to join our team. As a Credit Underwriter, you will be responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies.Key responsibilities include reviewing and assessing credit applications from merchants and...

  • Head Of Origination, Real Estate Private Credit

    4 weeks ago

    Brisbane, Queensland, Australia Roundtree Search Full time

    Head of Origination, Real Estate Private Credit Head of Origination, Real Estate Private Credit 2 weeks ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features.Direct message the job poster from Roundtree Search Real Estate Private Credit and Private Equity Recruitment Professional | 0478723369 Roundtree Search has...

  • Account Executive – QLD Body Corporate Brokers

    4 weeks ago

    Brisbane, Queensland, Australia Body Corporate Brokers Pty Ltd Full time

    We're not your standard insurance brokerOur story began with four people in a small office on the Gold Coast over 25 years ago. But with a relentless focus on the importance of true customer relationships, we've grown into Australia's most experienced specialist strata insurance broker.BCB's dedicated team of more than 100 employees now manages insurance...