Credit Risk Analyst Part-time

1 week ago


Brisbane, Queensland, Australia Bloom Full time
Specialising in providing contactless payment solutions that are secure, safe, innovative and user-friendly, this FinTech start up is looking to bring on a Merchant Credit Risk Specialist to assist with the growth of the company before their official launch in 2023


Joining the Compliance & Risk team, you'll play a large role in investigating and analysing financial data from newly-onboarded merchants and developing credit risk mitigation strategies and procedures.


You will be responsible for:

  • Conducting merchant risk reviews and investigations
  • Monitoring sales and chargeback volumes to identify any trends or issues
  • Conducting merchant transaction, volume and chargeback activity for review and analysis of potential fraudulent merchant activity
  • Performing periodic reviews of merchant accounts, obtain and review current financial/credit reports
  • Communicating with merchants regarding exception activity and followup on investigations
  • Identifying portfolio trends to make informed decisions when creating frameworks, policies and procedures to mitigate risk
  • Performing AML and KYC responsibilities, and conduct meetings with internal Risk & Compliance partners

Your experience will include:

  • Understanding of AML/KYC principles
  • Understanding of credit risk, fraud indicators, and risk mitigation practices
  • 3+ years of relevant analytics experience in the financial services and/or card payments industry
  • Ability to complete loss exposure analysis for transacting merchants
  • Ability to analyse onboarding merchant account details and provide recommendations for approval or decline within credit guidelines
  • Ability to communicate credit risk decisions to merchants and colleagues

Nice to have:

  • Experience in Data Analysis
  • Experience using SQL, Python and Data Visualisation tools
  • This is a Parttime position, with flexible working days and hours within the Brisbanebased offices._
If this doesn't quite suit you but you're still open to opportunities, get in touch, Bloom works with many clients across the Tech and Finance space in all cities

**Domonik Lowe
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