Product Manager Lending

1 week ago


Perth, Western Australia Bankwest Full time

You are:
An analytical thinker with a curious mindset

We are:
At the heart of the Retail Bank's franchise

Together we can:
Deliver outstanding customer initiatives

Bankwest Home Buying aims to deliver a seamless lending experience to our personal and Business Banking customers. We offer market-leading products and services, supported by some of the world's best systems and processes


The Lending Products team are accountable for delivering and maintaining the Home and Business Loan product portfolios ensuring we achieve sustainable growth with products that our customers want.

The team provide strategic and operational management of these products, ensuring the achievement of balance sheet and profit target.

Do work that matters:


You join a passionate team and work closely with a wide variety of stakeholders throughout the Bank to ensure that our existing products and processes are well maintained to support the sustainable growth of the Home and Business Loan portfolios.

There will also be exciting opportunities to work closely with our Technology teams to deliver new products, processes or initiatives that deliver value to our customers.

On any given day you will be responsible for

  • Management of risk issues, incidents, customer remediation and risk improvement opportunities related to Lending products
  • Identifying improvements, opportunities and trends that will enhance the product functionality and manage the development and implementation process for these changes
  • Ensuring that products comply with all legislative requirements e.g. National Consumer Credit Protection Act, Responsible Lending, Code of Banking Practice
  • Overall development, implementation and ongoing administration of new and existing products in the Lending range with a view to ensuring achievements of product targets (functionality, sales, attrition, profitability etc)
  • Creating, implementing & testing new products and enhancements to existing products
We're interested in hearing from people who possess a combination of the below

  • You have lending product and or process knowledge.
  • Strong change management skills and ability to engage stakeholders to deliver initiatives
  • Experience in using Core Banking System (CBS), LendNet & CPS is an advantage
  • You will be comfortable with data analysis
  • Ability to work autonomously and prioritise competing requirements.


Risk Mindset
  • All Bankwest employees are expected to proactively identify and understand, openly discuss and act on current and future risks
Sidekick

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