Residential Credit Assessor

3 weeks ago

Sydney, Australia ING Bank (Australia) Limited Full time

Australia’s most recommended bank is looking for a Residential Credit Assessor within our growing Customer Operations Department.

ING Customer Operations is a supportive and dynamic team delivering innovative financial lending products which are at the forefront of digital banking in Australia.  ING currently operates in the Consumer, Residential and Commercial markets. Our Credit Assessors are honest, prudent, and responsible because they play a critical role in our lending businesses. This role will assess credit and loan applications or variations for residential mortgages.

You’ll be in your element in this role if your ideal day includes providing outstanding customer service to ING Customers and Brokers by assessing loans on a first time correct basis.

This role is a permanent position based in Sydney.

What you’ll do

  • Assess PAYG applications and progress to self-employed in residential loan products.
  • Review credit and risk assessments for loan/credit applications or variations within an allocated Delegated Lending Authority.
  • Specialise in credit/risk analysis, customer segmentation, conveyancing, and banking processes.
  • Uphold ING policies and procedures (including ING’s underwriting guidelines, compliance, and risk) to avoid unacceptable operational risk.
  • Apply superb detail and attention to all transactions to consistently meet KPI’s and quality indicators such as ‘Moments of Truth.’
  • Operate within the ING service delivery guidelines to ensure that all credit applications are completed within the deadlines as set to meet optimal business outcomes.

What we’re looking for

  • Previously held a Delegated Lending Authority (DLA) of at least $1m in a Residential Loan Approval setting.or Commercial setting or $60k within a Consumer/Retail finance setting (essential criteria).
  • Excellent coordination collaboration and communication skills to confidently liaise with internal and external stakeholders.
  • Sound knowledge of Australian lending practices including policy, valuations, mortgage insurance, procedures, and Australian banking regulatory requirements.
  • Strong mathematical and statistical analysis aptitude.
  • Recent localised experience in the finance industry in residential mortgages assessment.

What’s in it for you?

  • Drop everything and learn with over 16,000 professional and personal development courses to choose from.
  • Discounted ING Health Insurance.
  • An additional Rest Day to support your wellbeing.
  • An IMPACT Day to volunteer on approved sustainability activity.

About Us

At ING, we want to make life simpler and more worthwhile – for everyone who banks with us, for the people who work with us, and the community at large, too. 
 
When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer. 
 
We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. 
 
We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.  
 
Sound like the kind of place you’d feel at home? We’d love to hear from you. 
 
(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.) 

Need more? 
Contact Sabrina Huynh, Sabrina.huynh@ing.com  

Applications close Monday, the 9th of December.
 

Still in two minds?

At ING, we know that diversity drives innovation. Research reveals that 60% of women and underrepresented groups may pause at this stage, even after starting their application. Don’t miss out on the opportunity to bring your unique perspective to our team - submit your application today

ING is Australia's most recommended bank according to RFI Global's Consumer Atlas Survey, February - July 2024 (n = 29,688) when compared to customers of the 10 largest ADIs operating in Australia. 

#LI-DNI

  • Residential Credit Assessor 1

    6 months ago

    Sydney, Australia ING Group Full time

    Residential Credit Assessor 1 It's a fun and exciting time to join ING, Australia's most recommended bank. Join us as a **Residential** **Credit Assessor** within our growing Customer Operations Department. You'll be in your element in this role if your ideal day includes providing outstanding customer service to ING Customers and Brokers, resolving loan...

  • Residential Credit Assessor

    3 weeks ago

    Sydney, Australia ING Full time

    Australia’s most recommended bank is looking for a Residential Credit Assessor within our growing Customer Operations Department. You’ll be in your element in this role if your ideal day includes providing outstanding customer service to ING Customers and Brokers by assessing loans on a first time correct basis. This role is a permanent position based...

  • Residential Credit Assessor 1

    6 months ago

    Sydney, Australia ING Full time

    It’s a fun and exciting time to join ING, Australia’s most recommended bank. Join us as a **Residential** **Credit Assessor** within our growing Customer Operations Department. You’ll be in your element in this role if your ideal day includes providing outstanding customer service to ING Customers and Brokers, resolving loan enquiries, appeals or...

  • Credit Assessor

    6 months ago

    Sydney, Australia Athena Mortgage Full time

    **Meet Athena, the Home Loan Wrecker** Athena has been recognised amongst multiple consumer lending and industry awards including Canstar Outstanding Value and Innovation Excellence awards, RateCity and Mozo awards, and Fintech Lender and Fintech CEO of the year. We're looking for an experience Credit Assessor to join our Team. **Who are we looking...

  • Credit Assessor Commercial

    3 months ago

    Sydney, Australia ING Full time

    Is 2024 your year for a new challenge at ING, Australia's most recommended bank? The ING Customer Operations Team is looking for an experienced **Credit Assessor** to join our **Priority Commercial Mortgages** team in **Sydney**. You’ll be joining a fun, collaborative, and fast paced team environment. There will always be opportunities to learn and grow...

  • Credit Assessor

    6 months ago

    Sydney, Australia Athena Mortgage Pty Ltd Full time

    Credit Assessor Meet Athena, the Home Loan Wrecker Athena Home Loans burst into the industry in 2019 to shake things up and change home loans for good. We're reimagining home loans and showing Australia there's a lender on their side. Home loans are all we do. We continue to rewrite the rules of home lending, creating tools, products and policy that put...

  • Credit Assessor

    4 months ago

    North Sydney, Australia Pepper Full time

    **Who We Are** At Pepper Money, we’re focused on helping people succeed. Whether that be buying a family home, dream car, developing professionally or growing their business. We’ve become one of the largest, most trusted and-award winning non-bank lenders in Australia and New Zealand. Over our 23 years, there’s a lot that we have been proud to...

  • Commercial Credit Analyst

    6 months ago

    Sydney, Australia HAYS Full time

    Commercial Asset & Equipment Finance Credit assessor, working in Northern Sydney full time **Your new company** Join an expanding Australian Non-Bank Lender who are rated for providing great service to their brokers and customers with fast and flexible solutions! Due to the growing market and business coming through, they are seeking an experienced Credit...

  • Residential Credit Risk Analyst

    3 weeks ago

    Sydney, New South Wales, Australia ING Bank (Australia) Limited Full time

    ING Bank (Australia) Limited is seeking a skilled Residential Credit Risk Analyst to join our growing Customer Operations Department. The ideal candidate will have strong analytical skills, attention to detail, and excellent communication abilities.This role involves assessing credit risk for residential mortgages, ensuring compliance with regulatory...

  • Credit Underwriter

    1 month ago

    Sydney, Australia Thinktank Full time

    **Thinktank **is one of Australia’s largest and fastest growing Residential and Commercial Property Non-bank Lender with a multi-office presence across Australia. As an innovative, knowledgeable and established financial services provider with a reputation for professionalism and integrity, Thinktank focuses on building quality internal and external...

  • Credit Assessor/ Loan Officer

    6 months ago

    Sydney, Australia JOBFITTS CONSULTANTS Full time

    **Credit Assessor /Loans Officer - Bank** Sydney| Hybrid 2 days in the office. By joining this reputed mutual bank, you will have the opportunity to build a purpose driven career with strong support and career development opportunities. Enjoy working in a diverse and flexible environment where you can give your customers the best service ever in securing...

  • Nabers Assessor

    6 months ago

    Sydney, Australia HAYS Full time

    Exciting contract opportunity for a NABERS Assessor, with a global leader in commercial real estate **Your new company** Exciting contract opportunity for an Accredited NABERS Assessor, with a global leader in commercial real estate services, which will be based in Sydney CBD. **Your new role** - Assist with the completion of NABERS ratings and assessment...

  • Credit Assessor

    6 months ago

    Sydney, Australia Athena Mortgage Full time

    **Meet Athena, the Home Loan Wrecker** Athena Home Loans burst into the industry in 2019 to shake things up and change home loans for good. We're reimagining home loans and showing Australia there's a lender on their side. Home loans are all we do. We continue to rewrite the rules of home lending, creating tools, products and policy that put the power back...

  • Trainer Assessor

    4 months ago

    Sydney, Australia Boral Construction Materials Full time

    Trainer Assessor **Division**: Boral Constr Mat Limited **Department**: Overhead Nsw Act **Work type**: Permanent - full time **Location**: Sydney **Your next opportunity** Working with the NSW Boral Concrete business based in Sydney Metro, the Driver Trainer/Assessor supports the business by planning and delivering training activities that promote...

  • Credit Controller

    5 months ago

    Sydney, Australia S&You Full time

    Credit ControllerSydney - Inner West, New South Wales, AustraliaCasual / Temporary / ContractAccounting/Accounts Other Accounting/AccountsCredit Controller Located in Chipping Norton, our client is a global leader in manufacturing high-quality, energy-efficient air conditioning systems designed for residential, commercial, and industrial use. They are...

  • Mortgage Credit and Risk Specialist

    4 weeks ago

    Sydney, New South Wales, Australia EBR Full time

    We are seeking a highly skilled Mortgage Credit and Risk Specialist to join our team at EBR. This exciting opportunity is for a confident and experienced individual to assist with all risk and credit related functions, including responding to escalations, analysis, reporting, and supporting the Credit team.As a key member of our team, you will contribute to...

  • Senior Residential Lending Specialist

    2 weeks ago

    Sydney, New South Wales, Australia ING Bank (Australia) Limited Full time

    Role OverviewWe are seeking a skilled Senior Residential Lending Specialist to join our team at ING Bank (Australia) Limited. As a key member of our Customer Operations Department, you will play a critical role in assessing credit and loan applications for residential mortgages.Key Responsibilities:Assess PAYG applications and progress to self-employed in...

  • Mortgage Credit Analysis Expert

    4 weeks ago

    Sydney, New South Wales, Australia EBR Full time

    At EBR, we are seeking an experienced Mortgage Credit Analyst/Underwriter to join our team.The ideal candidate will have a strong background in residential mortgage underwriting and risk assessment, with excellent communication and conflict resolution skills.Key responsibilities include reviewing bank statements and credit reports, managing daily workflow,...

  • Credit Manager

    3 weeks ago

    Sydney, Australia Bridgit Full time

    Bridgit is a non-bank lender specialising in bridging loans. We fill a gap left open by traditional lenders by offering the only flexible and dependable bridging loan product in the market. We use technology to revolutionise the bridging loan experience and provide a solution fit for the expectation of today's customer.  We're now three years...

  • Financial Services Credit Specialist

    4 weeks ago

    Sydney, New South Wales, Australia EBR Full time

    About Our ClientEBR, an ambitious financial technology start-up, is revolutionizing the home lending space by combining cutting-edge technology, data-driven insights, and innovative digital customer journeys.The RoleWe are seeking a seasoned Mortgage Credit Analyst / Underwriter to join our team, assisting with risk and credit-related functions such as...