Team Manager – Line 2 Consumer Credit Decisioning

1 month ago

Sydney, Australia Bendigo and Adelaide Bank Full time

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

Come and be part of a close-knit and interactive team. You’ll love the good you can do here. Your extensive Credit Risk Management experience will protect the Bank and our customers and you will see the positive impact you can have on our customers’ lives.

Known internally as a Manager Consumer Credit Decisioning you’ll make an impact by:

  • Leading a team of experienced line 2 Credit professionals to deliver assessment and analysis of judgmental credit transactions in a manner consistent with Bendigo Bank's credit risk policy framework; ensuring the resultant credit decision balances sound and profitable growth against acceptable risk.
  • Proactively managing effective working relationships with lending units without compromising the position’s independence and objectivity.
  • Managing the effective workflow of the team.
  • Initiating training and development for staff to ensure knowledge is up to date.
  • Proactively fostering the workshopping of transactions with Credit Managers & Consumer Banking lending staff passing on your credit decisioning knowledge.
  • Supporting the development and implementation of credit policy and lending procedures for Bendigo Bank.

Position description:  PD - Manager Credit Decisioning.docx

2 positions available: 1 x 12 month contract and 1 permanent position.

These are full-time positions that can be based out of any of our main corporate office locations. We offer flexible work options that put our people first, and a hybrid model of minimum two days per week.

What you’ll bring to the role 

  • Demonstrated team leadership in current or previous positions with a track record of relevant team development, leadership and management
  • Extensive experience in credit risk management roles including strong credit analysis skills, ideally within consumer and micro business
  • Strong knowledge of lending procedures and platforms
  • Sound and current knowledge of regulatory requirements, banking trends and practices particularly as they apply to the extension of credit and credit risk measurement techniques.
  • Ability to build internal and external relationships and establish self as a trusted adviser.

So, why work for us?

  1. Want big impact that matters? Here, you’ll know your work directly benefits the customers and communities we all serve.
  2. Want to be more than just a number? Join a team that truly values you and the diverse contribution you make, every day.
  3. Want career opportunity AND flexibility? Achieve both here, where we know that balance and progression go hand in hand.

You’ll also get access to a great range of benefits, including:

    • Flexibility means different things for different people. Whether it’s hybrid work, flexible hours, a compressed work week, job-sharing or something different, our flexible work options are designed to put people first
    • Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members
    • Opportunities to take your learning to the next level through our corporate university ‘BEN U’ or at an external provider of your choice

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Still in two minds?  

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application

We’re making better, bigger. And we’ll get there with you.

Now’s the time to set your sights even higher – on the future you and the future career you deserve.

 

  • Team Manager

    1 month ago

    Sydney, Australia Bendigo & Adelaide Bank Full time

    We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen. **It starts here. With Bendigo Bankand you.**: Come and be part of a close-knit and interactive team. You’ll love the good you can do here. Your extensive...

  • Strategic Consumer Credit Decisioning Lead

    1 month ago

    Sydney, New South Wales, Australia Bendigo and Adelaide Bank Full time

    Bendigo and Adelaide Bank: A Leading Financial InstitutionWe are a forward-thinking bank that prioritizes innovation and customer satisfaction. Our team is dedicated to delivering exceptional financial solutions and services.As a Manager Consumer Credit Decisioning, you will play a crucial role in our lending operations, leveraging your extensive credit risk...

  • Credit Risk Manager

    1 month ago

    Sydney, Australia Westpac Banking Corporation Full time

    Credit Risk Manager - **Opportunity to join Westpac's First Line Credit Risk Team**: - **Established career path and progression opportunities**: - **Sydney based permanent role** **How will I help?** We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for...

  • Credit Risk Manager

    1 month ago

    Sydney, Australia Westpac Group Full time

    **Opportunity to join Westpac’s First Line Credit Risk Team**: - **Established career path and progression opportunities**: - **Sydney based permanent role** **How will I help?** We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for the development and...

  • Senior Credit Risk Manager

    1 month ago

    Sydney, New South Wales, Australia Bendigo and Adelaide Bank Full time

    We are united in our belief that in banking, better can be bigger. At Bendigo and Adelaide Bank, we strive to make a positive impact on the lives of our customers.This role offers an exciting opportunity for an experienced Senior Credit Risk Manager to lead a team of professionals in delivering assessment and analysis of judgmental credit transactions. The...

  • Strategy and Analytics Manager

    3 months ago

    Sydney, Australia Commonwealth Bank Full time

    **You are **a curious and enthusiastic Credit Risk Manager with a passion for strategy and analytics. - **We are **a highly engaged team with a passion for innovation and continuous improvement. - **Together we can **build a brighter future for our customers and communities and provide insightful risk leadership across the Group **Business & Team **Retail...

  • Credit Manager Analyst

    4 months ago

    Sydney, Australia Commonwealth Bank of Australia Full time

    Credit Manager Analyst **Your Business** Chief Operations Office (COO) is responsible for operations across every aspect of CommBank, from innovative product platforms for our customers to essential tools within our business. We also use technology to drive efficient and timely processing, an essential component of great customer service. Within Chief...

  • Senior Risk Manager

    4 weeks ago

    Sydney, New South Wales, Australia Tideri Jobbörse Full time

    Company OverviewTideri Jobbörse is a leading employer in the industry, offering exciting opportunities for career growth and development.Estimated SalaryThe estimated annual salary for this role is between 120,000 to 180,000 AUD, depending on experience and qualifications.Job DescriptionAs a Senior Risk Manager - Credit Decisioning, you will be responsible...

  • Product Owner Lines of Credit

    4 months ago

    Sydney, Australia Commonwealth Bank of Australia Full time

    Product Owner Lines of Credit - **You're a passionate senior product professional, driven to design and develop the Simple Credit business, including new and existing product propositions and leading digital experiences**: - **We've transformed our ways of working to take our customer obsession to the next level**: - **Together we can achieve big goals,...

  • Credit Manager Analyst

    4 months ago

    Sydney, Australia Commonwealth Bank Full time

    **Your Business** Chief Operations Office (COO) is responsible for operations across every aspect of CommBank, from innovative product platforms for our customers to essential tools within our business. We also use technology to drive efficient and timely processing, an essential component of great customer service. Within Chief Operations Office (COO),...

  • Associate Director, Credit Analyst

    6 months ago

    Sydney, Australia Westpac Banking Corporation Full time

    Associate Director, Credit Analyst - Consumer - Permanent Role - Sydney based - hybrid working, WFH two days per week - Incredible opportunity to join Westpac's Institutional Bank **How will I help?** An excellent opportunity has arisen for an experienced Associate Director with solid credit analysis skills to join Westpac's Institutional Bank (WIB) in the...

  • Legal Director for Consumer Credit and Risk Management

    1 month ago

    Sydney, New South Wales, Australia Bluefin Resources Full time

    Job Title: Legal Director for Consumer Credit and Risk ManagementCompany Overview:Bluefin Resources is a leading company in the consumer credit industry, seeking an experienced legal professional to lead our legal team.Estimated Salary:$180,000 - $250,000 per annum, based on location and experienceJob Description:We are seeking a Senior Legal Professional to...

  • Financial Decision Specialist

    6 days ago

    Sydney, New South Wales, Australia Plenti Full time

    Job OverviewWe are seeking a skilled Financial Decision Specialist to join our Secured Credit team at Plenti. This key role focuses on credit assessment and approval for consumer and commercial automotive loan applications.About the RoleUnderwrite consumer and commercial auto loans with precision and accuracyAnalyze financial data, including income...

  • Credit Risk Manager

    3 months ago

    Sydney, Australia Cuscal Full time

    **Job Description** Our client’s success is our success. And you make it happen!** Payment systems are complex, regulated and everchanging. We are an established market leading brand who are focused on driving client growth. We’re at the forefront of innovation punching above our weight. We’re enabling the future for our clients through technology...

  • Product Owner Lines of Credit

    4 months ago

    Sydney, Australia Commonwealth Bank Full time

    **You’re a passionate senior product professional, driven to design and develop the Simple Credit business, including new and existing product propositions and leading digital experiences**: - **We’ve transformed our ways of working to take our customer obsession to the next level**: - **Together we can achieve big goals, empowering our customers and...

  • Associate Director, Credit Analyst

    6 months ago

    Sydney, Australia Westpac Institutional Banking Full time

    Permanent Role - Sydney based - hybrid working, WFH two days per week Incredible opportunity to join Westpac’s Institutional Bank **How will I help?** An excellent opportunity has arisen for an experienced Associate Director with solid credit analysis skills to join Westpac’s Institutional Bank (WIB) in the Consumer & Services Analyst team in...

  • Associate Director, Credit Analyst

    7 months ago

    Sydney, Australia Westpac Institutional Banking Full time

    Permanent Role Sydney based - work from home two days per week **How will I help?** An excellent opportunity has arisen for an experienced Associate Director with solid credit analysis skills to join Westpac’s Institutional Bank (WIB) in the Consumer & Services Analyst team in Sydney. This team is responsible for high quality origination and delivery of...

  • Credit Risk Insights Manager

    2 months ago

    Sydney, Australia Commonwealth Bank Full time

    **Do work that matters** RBS Consumer Finance manages the development and delivery of all retail credit products, including Credit Cards, Personal Loans and Simple Credit products including Buy Now Pay Later. The Credit Risk and CommAssets Crew within RBS Consumer Finance is accountable for managing all credit risk lending policies, strategies, automated...

  • Credit Analyst

    3 months ago

    Sydney, Australia Wisr Full time

    **Working at Wisr** As a purpose-led organisation on a mission to bring people closer to financial wellness, we truly believe in what we do and every person who joins our team plays a part in our success. By practising what we preach (hello, $500 wellness reimbursement, 1:1 coaching via Uprise and unlimited Udemy learning!), you are empowered to own your...

  • Credit Analyst

    6 months ago

    Sydney Western Suburbs, Australia Byron Thomas Recruitment Full time

    This position sits within the credit decisioning team and holds a $1 million DOA with the main function to assess the risk and credit exposure of their portfolio with responsibilities that will include but not be limited to: - Extensive analysis of company statements and financials to assess credit risk - Recommend and approve million-dollar credit lines to...