Credit Risk Policy Manager, Mortgages

**Credit Risk Policy Manager, Mortgages - 52337**
- Opportunity to join Westpac's First Line Mortgages Credit Risk team
- Permanent opportunity
- Sydney based

**How will I help?**

The Manager Mortgages Credit Risk will support the Executive Manager and Service Owner of the 1 st line Mortgages Credit Risk squad with a direct focus on the optimisation of mortgage credit policy and management of policy change initiatives. As a Manager, you will be asked to drive certain initiatives with autonomy as well as coach and guide others within the team whilst role modelling our values and behaviours.

The role will work collaboratively with the 2 nd line Credit Risk team, Mortgages Product village and the broader Mortgages business teams and stakeholders to ensure effective credit risk portfolio management and appetite is maintained. Additionally, the role will help lead the establishment and strengthening of "best practice" approaches to credit risk management, processes, engagement, change and execution and support our customer focused strategy.

**Some of the key accountabilities are**:

- **Impact assessment**: reviewing and assessing policy change initiatives, determining the materiality, outcomes and objectives of proposed policy changes
- **Critical analysis**:identify, evaluate and interrogate relevant credit risk data and analytics to support a sound basis for policy changes
- **Communication**:clearly summarise and articulate recommendations for key decision makers, and distil complex issues into simple and actionable language
- **Stakeholder management**:provide expert advice and support to legal, compliance and business stakeholders, and drive proactive engagement with 2 nd line Credit Risk team
- **Change execution**:support the development of clear credit system requirements (where applicable) and compile concise and accurate requests for policy changes

**What's in it for me?**

You'll play a significant part of the future of a business that has been around for over 200 years. Our purpose is to create better futures together. So, we'll back you in the development of your career, internal career prospects, and flexible working. You'll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**
- Tertiary qualification in Business, Commerce or Banking and Finance
- Experience working directly in or supporting a mortgage business (essential)
- Experience in credit risk management including policy, process, systems and controls
- Advanced knowledge of the mortgage and credit regulatory and compliance environment
- Demonstrated strong communication skills (both verbal and written)
- Demonstrated ability to build and strengthen relationships with a variety of stakeholders

**What's it like to work there?**

We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other's passions, and transformative success stories to create better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.

We'll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you're in control of where you start and how you'll grow.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

Hear from some of our people and their experiences working with us.

**How do I apply?**

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