Mortgage Credit Manager

10 hours ago

Sydney, New South Wales, Australia Award Global Full time
Mortgage Credit Manager (Bilingual preferred English & Mandarin)
Base pay range

A$100,000.00/yr - A$120,000.00/yr

Your actual pay will be based on your skills and experience—talk with your recruiter to learn more.

About Award Mortgage

At Award Mortgage, we pride ourselves on offering tailored lending solutions that meet the unique needs of every client. With a strong footprint across Australia, our team is known for delivering expert guidance, particularly to self-employed clients navigating complex financial scenarios. As we continue to grow, we're looking for a passionate and knowledgeable Credit Manager to play a vital role in strengthening our credit operations and supporting team development.

Role Overview

This role is perfect for someone who thrives in credit assessment and has a genuine interest in supporting the development of others. You'll not only be responsible for assessing loan applications and structuring lending solutions but also for helping junior team members upskill by contributing to training resources and offering guidance when needed.

Responsibilities
  • Review and assess mortgage applications by thoroughly analyzing financial documents such as tax returns, profit & loss statements, and other income verification materials.
  • Evaluate each client's unique financial situation to recommend suitable lenders and lending structures that align with their individual needs.
  • Engage directly with clients to understand their long-term financial goals, providing tailored mortgage strategies to support those objectives.
  • Liaise with a range of lending partners to negotiate favorable loan terms, secure competitive interest rates, and ensure optimal client outcomes.
  • Deliver end-to-end support throughout the loan lifecycle, including document collection, timeline communication, and guiding clients through the approval process.
  • Stay up to date with lender policies, compliance regulations, and industry standards to ensure advice is accurate, compliant, and of high quality.
  • Monitor market trends, economic shifts, and developments that may impact lending criteria—particularly for self-employed or complex borrower profiles.
  • Lead and mentor a team of junior Credit Analysts, offering support and oversight on complex loan files to ensure high-quality credit decisions.
  • Develop comprehensive training resources for onboarding new Credit Analysts and facilitating their progression into the role.
  • Act as a subject matter expert within the credit team, providing solutions and strategic input on escalated or non-standard lending scenarios.
  • Drive continuous improvement initiatives by identifying workflow efficiencies, credit policy enhancements, and team development opportunities.
What We\'re Looking For
  • Background in mortgage credit, small business banking, or home lending, with hands-on experience supporting self-employed clients.
  • Strong working knowledge of credit policy, loan structuring, and lending principles.
  • Excellent written and verbal communication skills, with the ability to explain complex financial matters clearly to clients and team members.
  • A detail-focused approach with solid analytical capabilities.
Other information
  • Seniority level: Mid-Senior level
  • Employment type: Full-time
  • Job function: Finance and Sales
#J-18808-Ljbffr

  • Mortgage Credit Manager

    7 hours ago

    Sydney, New South Wales, Australia Award Global Full time

    Mortgage Credit Manager (Bilingual preferred English & Mandarin) Base pay range A$100,000.00/yr - A$120,000.00/yr Your actual pay will be based on your skills and experience—talk with your recruiter to learn more. About Award Mortgage At Award Mortgage, we pride ourselves on offering tailored lending solutions that meet the unique needs of...

  • Mortgage Credit Analyst

    3 days ago

    Sydney, New South Wales, Australia beBeeCredit Full time $110,000 - $130,000

    Key Responsibilities of a Mortgage Credit ManagerWe are seeking a seasoned professional to join our team as a Mortgage Credit Manager. This critical role will play a key part in the delivery of our vision and strategy.This is an exceptional opportunity for someone with strong analytical skills, business acumen, and a passion for delivering high-quality...

  • Residential Mortgage Credit Specialist

    3 days ago

    Sydney, New South Wales, Australia beBeeCredit Full time $90,000 - $100,000

    Residential Mortgage Credit Specialist RoleThe opportunity to excel as a skilled Residential Mortgage Credit Specialist has arisen within a leading Mortgage Brokerage.Key responsibilities include assessing residential home loans from multiple lenders, working closely with the credit team leader and colleagues to drive business growth and revenue...

  • Senior Mortgage Credit Analyst

    4 days ago

    Sydney, New South Wales, Australia beBeeCredit Full time $90,000 - $100,000

    Key responsibilities for this role include evaluating financial documents and providing informed recommendations on complex transactions.About the PositionReview residential mortgage applications from multiple lendersAnalyze bank statements and credit reports to assess lending capacityOversee all aspects of the credit evaluation process, including...

  • Mortgage Credit Assessor – Specialist

    3 days ago

    Sydney, New South Wales, Australia Banking & Finance Full time

    Attractive salary package with comprehensive suite of employee benefitsCollaborate with a dedicated and enthusiastic team leader and mentorHybrid working arrangement - 4 days in the office, 1 day at homeThis employer is one of Australia and New Zealand's premier non-bank lenders with an award rich history within the mortgage and asset finance sector.Offering...

  • Mortgage Specialist

    2 days ago

    Sydney, New South Wales, Australia beBeeLending Full time $120,000 - $140,000

    Key Responsibilities for a Mortgage ProfessionalThe successful candidate will be responsible for conducting loan strategy meetings with clients to explore refinancing or purchasing opportunities. They will educate clients on the value proposition and align their needs with suitable lenders.Additionally, they will work with lenders or business development...

  • Australian Mortgage Specialist

    3 days ago

    Sydney, New South Wales, Australia beBeeMortgage Full time $90,000 - $120,000

    About Our ClientWe are a 100% customer-owned Australian business seeking a skilled Mortgage Broker to join our team. Our client is a leading provider of mortgage solutions in the Australian market.Job Description:As a Mortgage Broker, you will be responsible for providing expert advice and guidance to clients seeking mortgage solutions. Your key...

  • Senior Product Manager, Mortgages

    3 days ago

    Sydney, New South Wales, Australia Parity Consulting Full time

    The CompanyOur client is a well-regarded financial services organisation known for delivering innovative lending solutions with a customer-centric approach.Backed by a strong culture of collaboration and continuous improvement, they support a wide range of borrowers across the Australian market.With a focus on agile decision-making, cutting-edge data...

  • Credit Analyst

    4 days ago

    Sydney, New South Wales, Australia BlueWave Talent Full time

    This range is provided by BlueWave Talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Base pay rangeA$80,000.00/yr - A$90,000.00/yrDirect message the job poster from BlueWave TalentHelping Sydney lenders & mortgage brokerages grow through quality hires ✦ Expert in residential & commercial lending...

  • Residential Property Credit Expert

    3 days ago

    Sydney, New South Wales, Australia beBeeAnalytical Full time $100,000 - $120,000

    About the RoleAs a senior credit analyst, you will play a crucial role in providing exceptional credit advisory and financial planning services to clients in the residential property market.This position requires strong analytical and communication skills, with attention to detail. You will be responsible for liaising with clients to understand their...