Business Development Underwriter

Overview
Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow.
Championing adaptive insurance, Cowbell follows policyholders' cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting.
In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.
Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India.
This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance.
This investment not only underscores the confidence in Cowbell's mission but also accelerates our capacity to revolutionize cyber insurance on a global scale.
With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats.
Responsibilities
Maintain profitability with appropriate risk selection, analysis and service of accounts based on Cowbell Cyber Insurance guidelines
Manage relationships with insurance brokers to negotiate pricing, coverages and other terms
Servicing of renewal business throughout the year while maintaining our customer service standards
Collaboration with the Business Development team to support their goals and strengthen partnerships with brokers
Maintain an expansive knowledge of the cyber insurance marketplace and current trends in the industry
Easily identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these
Actively participate in determining our approach to emerging threats, loss trends, marketplace changes and other trends in cyber risks
Partner with the Engineering and Data Science teams to continually improve our technology and deliverable to the policyholder
Serve as a subject matter expert for team on coverage questions
Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way
Qualifications
Bachelor's degree or equivalent work experience.
Minimum 4+ years of underwriting Cyber underwriting experience
Technical expertise and product knowledge in Commercial Insurance
Demonstrate ability to build a profitable book of cyber business
Knowledge of marketing principles, underwriting and pricing strategies
Superb sales and marketing skills; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships
Proven ability to successfully negotiate on all levels and develop broker relationships
Strong track record of service orientation and teamwork
What Cowbell brings to the table
Employee equity plan for all and wealth enablement plan for select customer facing roles
Comprehensive wellness program, meditation app subscriptions, lunch and learn, book club, happy hours and much more
Professional development and the opportunity to learn the ins and outs of cyber insurance, cyber security as well as continuing to build your professional skills in a team environment
Equal Employment Opportunity
We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status.
Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves.
Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk.
Company culture and benefits
At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow.
We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards.
We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued.
Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development.
For more information, please visit .
Cowbell Cyber does not permit the use of AI tools during any stage of our interview process.
By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.
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