Senior Commercial Credit Risk Analyst

Toyota Finance Australia (TFA) is the country's largest automotive financier. Our past gives us credibility and knowledge. But it's what the future holds, and how we can make the world a better place, that excites us. It's not just about technology but what it can do for people.

In Australia there are two separate businesses: Toyota Motor Corporation Australia (TMCA) and Toyota Finance Australia (TFA). While we work closely together, TMCA focuses on vehicles and here at Toyota Finance Australia our priority is to provide finance, insurance and fleet management.

What you'll contribute to

Reporting to the Commercial Credit Risk Manager the Senior Commercial Credit Risk Analyst will efficiently operate as a specialist second-line Risk Professional. You will provide expert advice to internal stakeholders on a range of commercial credit transactions. You will need to provide oversight of and insight into, the performance of TFA's commercial lending portfolio; and Achieve departmental and organisational objectives, promote an effective and sustainable risk culture and drive productivity gains through Kaizen

How you'll make an impact

• Review dealer and fleet credit applications prepared by internal stakeholders
• Provide expert advice and recommendations to internal stakeholders on credit applications
• Present transactions to DLA holders, which include Heads of, General Managers, the Executive Vice President and President/ CEO
• Review transaction documents prepared by TFA's internal and external solicitors to ensure that documents align to the respective credit approval
• Prepare and present reports on the performance and credit quality of the dealer and fleet portfolios
• Provide oversight of TFA's portfolios and recommend actions (both policy & operational)
• Develop and deploy tools to assist TFA in achieving risk management best practice
• System - standardise the credit application process across dealer credit and fleet credit by delivering increased functionality to TFA's credit application system
• System - manage and provide expert support for TFA's credit application system and risk scoring system

Your attributes

• 6 + years' commercial lending/ asset finance experience
• Solid financial analysis skills
• Strong verbal and written communication skills
• Bachelor's degree or above in finance or accounting
• Experience within the auto finance industry
• Experience in dealing with Senior Stakeholders
• Strong presentation skills
• The ability to work in a highly collaborative manner
• High level of interpersonal skills

Life at Toyota & What we offer you

We pride ourselves on a work culture that supports and rewards people. From development programs to recognition programs, we make sure everyone at Toyota Finance Australia lives their best possible life. After all, our people are our greatest assets.

Toyota Australia is well-recognised for offering:

• Flexible hours and workspaces
• Career Development
• 26 weeks paid primary carers leave & 8 weeks paid parental leave for secondary carers
• Wellness facilities & Employee Assistance Program (private coaching available to you and your family)
• Paid volunteer days to support your community / Employee Community Grants Fund
• Employee Car Benefit Scheme

Building a great place to work

You're welcome to find out more by visiting our careers page:

We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

We are happy to adjust the recruitment process for your accessibility requirements. Please contact us and let us know your preferred type of communication and we will be in touch as soon as possible to discuss your requirements.

Toyota is an endorsed employer for all women. Please review Work180 website for further information.

Come with us and help create the future.