Senior Associate, Diversified Credit

5 days ago


Greater Sydney Area, Australia NAB Full time $90,000 - $120,000 per year
  • Opportunities for career progression throughout the business.
  • Great engaging work environment where customer advocacy is highly valued.
  • Join a dynamic and collaborative team backing talented individuals.
  • Must be located in QLD

Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else. Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand.
In this Senior Associate, Diversified Credit role you will:

  • Provide an independent and granular assessment of personal lending from a wide range of clients.
  • Undertake credit application decisioning with a 2nd line credit Delegated Commitment Authority.
  • Ensure that an acceptable level of risk is maintained and losses are kept to a minimum and would routinely involve assessing funding applications within the delegated commitment authority issued.
  • Ensuring the bank's policies, risk appetite and responsible lending practices are applied appropriately
  • Deliver Credit Decisioning against targets in a busy environment to ensure the business remains within SLAs, whilst also decisioning within the Banks Risk Appetite.

What You'll Bring

  • Extensive Banking/ Credit Risk experience.
  • Demonstrated experience in autonomously decisioning lending transactions within a delegated authority.
  • Knowledge of business and economic issues, understanding of business operating cycles and industry knowledge and understanding.
  • Communication skills, problem-solving skills, time management skills, conflict resolution, negotiation and presentation skills.

A diverse and inclusive workplace works better for everyone
We know that our people make us who we are. That's why we have built a culture of equity and respect – where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues' unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.

For details on the recruitment process, and accessibility, please visit To discuss adjustment requirements, please contact the NAB Careers team, via (please reference job number) or visit our Careers page through the link above for other contact options.

Join NAB
If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.



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