Lead, Diversified Credit Sa

Snr Manager / Associate Director level equivalent
- Leadership role with 4 reports

**How will I help?**

As the Senior Manager, Diversified Credit SA/WA you'll be at the heart of Westpac's Business and Wealth Division, driving excellence in credit quality and control. You'll lead a dynamic team of four credit risk professionals, ensuring robust credit decisioning and portfolio management across diversified portfolios. Your role is pivotal in managing credit risk appetite, monitoring controls, and aligning credit strategies with business objectives.

However, this role comes with its challenges. You'll need to navigate complex regulatory requirements and ensure compliance with prudential standards like APS220, 221, 112, and 113. Balancing risk management with business growth objectives can be demanding, requiring keen analytical skills and strategic thinking. Additionally, fostering collaboration and maintaining strong stakeholder relationships will be crucial, as you'll influence leaders to enhance risk monitoring and implement top-notch control practices.

In this role, you'll leverage your exceptional communication and interpersonal skills to effectively collaborate with peers and stakeholders, ensuring seamless teamwork and mutual understanding. Your leadership and team management skill **s**will inspire and guide your team towards achieving high performance and excellence. With your strong problem-solving abilities and critical thinking, you'll navigate challenges and make informed decisions that drive success. Additionally, your emotional intelligence and adaptability will enable you to manage change smoothly and build positive relationships within the organization, fostering a supportive and dynamic work environment.

Despite these challenges, you'll foster a high-performance culture focused on accountability and continuous improvement. Get ready to make a significant impact and steer the future of credit risk management

**What’s in it for me?**

You’ll play a significant part of the future of a business that has been around for over 200 years. Our purpose is to create better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**

To be successful in this role, you'll need 5-10 years of experience in credit decisioning, with a focus on cashflow lending or similar risk roles. A graduate or post-graduate degree (MBA or equivalent) in commerce or a business-related discipline is essential. You'll also bring over three years of leadership experience in a corporate environment within financial services or a similar field. Your background in risk management across the banking industry will be invaluable.

You'll need to think and act strategically, possess strong negotiation skills, and have experience in commercial or corporate banking. Additionally, your strong leadership and people management abilities will inspire and drive your team to achieve outstanding results. Your knack for influencing others, coupled with strong analytical and problem-solving skills, will help you navigate challenges effectively. Finally, your passion for customer-focused, data-driven insights will truly set you apart and drive success in this dynamic role.

**What’s it like to work there?**

We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other’s passions, and transformative success stories to create better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.

We’ll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you’re in control of where you start and how you’ll grow.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

Hear from some of our people and their experiences working with us.

**How do I apply?**

Start here. Just click on the **APPLY**or **APPLY NOW**button.

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