Credit Analyst

Meet Athena, the Home Loan Wrecker

Athena Home Loans burst into the industry in 2019 to shake things up and change home loans for good.

We're reimagining home loans and showing Australia there's a lender on their side. Home loans are all we do. We continue to rewrite the rules of home lending, creating tools, products and policy that put the power back in our customers' hands. Athena has been recognised amongst multiple consumer lending and industry awards including Canstar Outstanding Value and Innovation Excellence awards, RateCity and Mozo awards, and Fintech Lender of the year and made AFR Boss best places to work list.

We place the power of independence in our customers' hands and in yours. At Athena, you shape the pace and the place shapes you. Can-do and will-do, every person makes a big difference. Released from traditional hierarchy and norms, you're free to be the person you know you are and want to be. Athena adds layers to your learning, not layers of bureaucracy, so you can do what you do best.

If you're looking to shake things up and make a difference in a diverse, unified team with no elbows, we'd love to hear from you.

We're looking for an experience Credit Assessor to join our Team.

Who are we looking for?

• You have a minimum of 2 years Residential credit assessment experience in assessing PAYG and self-employed applications
• You currently hold a Delegated Lending Authority
• You have experience assessing complex loans, e.g. bridging loans, commercial, trust and company loans, reading and understanding company and trust financials (not a deal breaker but you have a great attitude and willing to learn)
• You have confidence talking with customers and brokers to deliver decision outcomes
• You have the ability to work within policy and make recommendations for improvement
• You have experience managing a pipeline of assessment applications
• You have experience working in a fast paced environment
• You are driven and self-motivated to exceed targets and strive for excellence

The Role

• Deliver an end-to-end service for consumers, from the assessment of the original application to fulfilment stage.
• Communicating with customers and brokers to workshop applications where required and provide application decision outcomes.
• Assess consumer residential home loan applications within the credit risk appetite as set out by Athena and decision applications within your delegated lending authority (DLA);
• Assessment of self-employed applications and applications to non-individual entities.
• Manage a pipeline of applications taking the customer and broker on a seamless journey, working hand in hand with our Customer Services team, from Application through to Unconditional Approval;
• Ensure all risk and compliance standards are maintained;
• Support your colleagues and contribute to the performance of your Team;
• Act as a leader in the company. Bring positivity, energy and flexibility to help create a great start-up culture;
• Liaise with Clients in a professional manner and provide regular updates on the progress of their application from submission .
• Be able to work autonomously and demonstrate attention to detail, including having strong data entry skills with a high accuracy rate.
• Have the ability to work effectively in a high-pressure environment whilst also adding to the Athena culture – a fun, energised, dynamic start up environment.

Benefits & Perks

• Inclusive, Flexible and casual working environment
• Hybrid working with HQ Anchor Days in award winning office space
• Wellbeing program to support your physical, mental, social and financial health
• Perks program with access to discounts to every day expenses
• Fantastic team culture with monthly events

You'll be joining an experienced team, passionate about being best in class in everything we do. We have a relaxed and fun atmosphere where you can bring your unique self and skills to help us all grow as a team. Be great, be you, play nice.

At Athena we are committed to a workplace that embraces diversity, equality, and inclusion. Athenians are free to let their own brand of freak fly.