Credit Analyst

6 hours ago

Brisbane, Queensland, Australia Finance One Full time $90,000 - $120,000 per year

About Us

Finance One is a leading non-bank lender, which has seen a consistent growth since its inception in 2010. We're committed to delivering tailored finance solutions that support a customer-centric approach. Finance One is in an excellent capital position, giving us the financial flexibility to fuel innovation, drive forward-thinking strategy, and deliver support across large and complex lending transactions. We are currently seeking an enthusiastic Credit Analyst to join our team and contribute to our high-performing Asset Finance credit assessment team.

The Opportunity

This is a fantastic opportunity to partner with brokers, referrers, and our internal sales team to deliver exceptional lending outcomes.

You'll apply critical thinking and sound judgement as you review customer borrowing capacity and assess overall creditworthiness.

You will work as part of a fun, dynamic team who values collaboration, professional growth, and celebrating successes together. In this role, you'll play a pivotal part in shaping the customer experience, ensuring lending decisions are responsible, compliant, and aligned to our brand promise.

What You'll Be Doing

  • Completing credit assessments across non-conforming and near-prime files, ensuring all applications are reviewed thoroughly and accurately.
  • Delivering high-quality credit decisions within required turnaround times, consistently meeting individual KPIs while contributing to overall team performance.
  • Applying an approval-first mindset aligned with our lending appetite.
  • Communicating openly with brokers, BDMs, and direct sales teams to advise on approvals and lending conditions.
  • Providing constructive, actionable feedback to brokers and internal sales teams on declined applications to support learning and future deal quality.
  • Adhering to all relevant legislation and regulatory requirements, including the NCCP Act, Privacy Act, and AML/CTF obligations.
  • Proactively escalating exceptions and potential breaches to management for timely resolution.

What We're Looking For

  • Minimum 2 years' experience in a similar asset finance lending role.

  • Sound working knowledge of NCCP Act and responsible-lending principles.

  • Strong analytical skills with excellent attention to detail.

  • Proven ability to meet SLAs in a fast-paced, performance-focused team.
  • Effective communicator who can build rapport with brokers and internal stakeholders.

Why Join Us?

  • Join a fun, collaborative team environment with a with a strong focus on professional growth, ongoing training, and clear career progression opportunities.
  • Make an impact in your role with an organisation that values culture and work-life balance.
  • Fantastic Employee Benefits Scheme which includes gym reimbursement, novated leasing, team events, Employee Assistance Program, wellness days, employee investment opportunities and much more.
  • Grow and develop under an exceptional leadership team who thrive through feedback and support.

If you're ready to take ownership of a career-defining role and help drive Finance One's growth, we'd love to hear from you

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