Risk & Compliance Manager

About FinTech Services Australia

FinTech Services Australia (part of the SkyCredit Group) delivers financial inclusion for everyday Australians through the Nimble and Fair Go Finance brands, and via strategic partners. Recognised as Australia's most accessible non-bank lender with consecutive awards in 2023 and 2024, we are committed to making finance fairer, faster, and more accessible for those excluded by traditional credit providers. With sustained growth and recent integration of Nimble Australia, we're scaling our governance capability to match our market momentum — and now seek an experienced Risk & Compliance Manager to lead the next phase of maturity in our second line of defence.

Our Culture

We're 80+ people with a growth mindset — fast-moving, collaborative, and technology-led. The team describe us as:
• Innovative and agile
• Friendly and authentic
• Purpose-driven and socially responsible
• Clear in direction, fair in leadership, and focused on continuous improvement We believe in empowering people — financially, professionally, and personally.

The Role

This is a pivotal role within the group, responsible for maintaining and evolving the risk and compliance frameworks across our "near-prime" consumer credit businesses. You'll ensure strong regulatory, customer, and business outcomes while enabling innovation and scalable growth. As Risk & Compliance Manager, you'll operate as the company's independent second line of defence — ensuring alignment with ASIC, AUSTRAC, and Privacy obligations, and working closely with the first line to maintain a high-performance, compliant culture.

Key Responsibilities

• Own and continuously enhance the Risk Management Framework and compliance program.

• Maintain the compliance obligations register, monitor performance, and oversee breach and incident management in line with ASIC RG 78.

• Chair the Compliance Committee and coordinate risk reporting for executive and board audiences.

• Collaborate with Credit Risk and functional teams to systemise compliance monitoring through tools such as Power BI or equivalent.

• Lead compliance investigations, root cause analysis, and improvement initiatives that strengthen customer and regulatory outcomes.

• Liaise with legal advisors, industry bodies, and regulators to ensure policy governance aligns with the NCCP Act, ASIC Regulatory Guides, AUSTRAC, and Privacy Act.

• Support innovation and technology adoption while maintaining compliance and governance integrity.

About You

You're a pragmatic, commercially aware compliance professional with strong financial services experience. You understand the regulatory expectations of consumer credit and can translate them into scalable, tech-enabled frameworks. You'll bring:
• 7+ years in risk, compliance, or audit within consumer lending, fintech, or financial services.
• Demonstrated success embedding frameworks in fast-growth or scale-up environments.
• Excellent communication across operational and executive teams — clear, persuasive, and calm under pressure.
• Bachelor's degree in Law, Finance, Commerce, Business, or Accounting.
• Professional qualifications in risk or governance (e.g., RMIA, GRCI, or GIA) desirable.
• A proactive, analytical mindset with high integrity and curiosity.

What We Offer

• Direct exposure to executive, board, and industry stakeholders.

• The chance to shape an agile governance framework that drives business performance.

• Work in a fast-moving fintech environment with purpose-led innovation.

• Competitive base salary and the opportunity to grow with the business.

• A supportive, collaborative team that values authenticity and excellence.

Applicants must have the right to work in Australia.