Risk SME

The Game Changers:

Australian Payments Plus (AP+) is here to shape the future of payments for Australia. We aim to deliver more innovation to Australia's payments ecosystem, for the collective benefit of Australian businesses, government and consumers.​

Our solutions include Australia's domestic debit network, real-time, data rich payments infrastructure, secure bill payments, digital identity verification, QR payments and experiences and open wallet solutions. It's a new chapter with more possibilities.​

Life @ AP+:

We are one connected team in pursuit of one inspiring purpose – to unite people and technology to power better experiences. Each of us has a part to play in making that happen. You'll be encouraged to bring your big ideas forward and make a difference through your work. Taking steps forward in your career whilst still having room for fun, friendships, and flexibility in your daily life.

We're driven by our core values: lead with heart, learn for tomorrow and live our legacy. A purpose like ours takes the inspired impact of an incredible team. Ready to change the game? We're ready to help you do it.

The Purpose:

This 12-month Max-Term Risk SME role will see you provide expert leadership in risk management to safeguard AP+'s integrity and success. Day to day you will be responsible for implementing robust risk frameworks, assuring quality, and delivering specialist advice across the business. The Risk SME drives effective methods, measurement, and reporting, while fostering strong stakeholder relationships. Expertise in payments technology, regulatory compliance, and strategic risk management underpins the role's contribution to continuous improvement and operational excellence.

The core accountabilities of the role will include:

• Lead the planning and implementation of complex risk management activities across functions, projects, and programs.
• Conduct risk reviews and assessments to ensure quality objectives are met, addressing non-compliance and recommending corrective actions.
• Provide expert advice on specialist risk areas, integrating insights from multiple sources to support strategic objectives.
• Drive the adoption and optimisation of risk management methods, tools, and processes in line with organisational standards.
• Develop and maintain measurement and reporting capabilities to monitor risk performance and inform decision-making.
• Analyse data and reporting outputs to identify process improvements and enhance data quality.
• Manage and strengthen stakeholder relationships through structured engagement, issue resolution, and continuous feedback.
• Promote knowledge sharing and capability development in risk management across the organisation.
• Collaborate with stakeholders to understand needs, shape solutions, and guide the effective application of tools and frameworks.

The capabilities needed to be successful for this role are:

Experience & Expertise: Minimum of 8 years' experience in risk management, compliance, or advisory roles within financial services, technology, or payments environments.

Industry & Domain Knowledge: Strong understanding of payments technology, IT systems, and the broader financial industry landscape, including emerging risks and regulatory trends.

Strategic Risk Leadership: Proven ability to design, implement, and oversee complex risk management frameworks and assurance activities across functions, projects, and programs.

Regulatory & Compliance Insight: Deep knowledge of risk management standards, governance frameworks, and regulatory requirements relevant to financial services and payments.

Technical Proficiency: Skilled in risk and compliance software tools, with the ability to interpret and present complex data through analytical and reporting platforms.

Process & Framework Development: Demonstrated success in embedding consistent, reliable risk processes and reporting mechanisms aligned with organisational strategy.

Stakeholder Influence: Strong capability to engage and collaborate with executives, specialists, and domain experts to advise on strategic risk posture and promote effective decision-making.

Advisory & Communication Skills: Excellent judgement and communication skills, with the ability to translate complex risk insights into clear, actionable advice for diverse stakeholders.

What happens next:

At AP+, we believe in the power of passion, pride, and purpose.­ Our team is driven by a shared mission to make a difference in the world of payments, and we're proud to work together towards this common goal.

If you're ready to be a game changer, please submit your application. The Talent Acquisition team will endeavour to review your application and notify you of the outcome within the next two weeks.

We want to remove all barriers to inclusion so if you need advice or support with your application, we're here to help. Please reach out to We also encourage you to let us know your pronouns at any point during the recruitment process.

AP+ are not partnering with Recruitment agencies for this role.