Credit Underwriter

About Brighte

Our mission is to make consumer energy resources (CER) affordable and accessible for everyone.

Brighte is building the platform to enable and accelerate the energy transition by making it affordable, easy and less risky to buy and sell energy equipment.

Our founder and CEO, Katherine McConnell, has been awarded Telstra Businesswoman of the year in 2020 as well as winning the Sustainability Crusader award at B&T's 2023 Women Leading Tech Awards. She is a passionate and humble leader who has a human first approach to business.

As a business in 2025, we have been named a AFR Sustainability Leader within the Banking and Finance category and won the inaugural Sustainability Award at the Affies in 2024

About the Role

In this role, you'll be diving into the financial DNA of our customers, evaluating creditworthiness, spotting risks, and helping shape confident, compliant lending decisions. It's all about balancing the numbers with nuance.

Whether it's weighing up risk vs. opportunity or helping us say "yes" to the right loans, you'll be at the heart of strategic decision-making.

• Put your credit radar to work and assess applications with your underwriting superpowers, keeping risk in check and decisions sharp.
• Own the credit journey from verifying data to analysing reports and property searches, you'll manage it all within your lending authority.
• Be the deal whisperer and provide recommendations to leadership on complex applications that need a savvy eye.
• Sniff out risk like a pro and help review credit and fraud risk with precision and confidence.
• Keep it clean and always ensure that every application ticks the compliance boxes and meets our high standards.
• Keep the engine running by managing daily credit workflows and make sure SLAs are met without breaking a sweat.
• Be the go-to person between sales and the applications team when things need a little extra attention.
• Champion smarter systems and help boost accuracy and speed through automation and contribute to shaping risk policies.
• Help support the Senior Manager of Credit & Lending Operations on exciting projects

• You bring similar experience with credit within financial services
• You have lending delegation experience and exposure to stages of the credit approval process including customer engagement
• You bring an analytical mindset and confident in your decision-making skills
• You are keen to be challenged working in a fast paced and dynamic environment and can manage competing priorities without breaking a sweat
• Ability to identify opportunities with a focus on continuous improvement
• You collaborate with your direct and wider team and manage expectations of internal and external stakeholders
• Demonstrated understanding of implications for working within a regulated environment
• You bring an understanding of relevant regulatory legislation under the Australian Securities and Investments Commission Act ASIC Act), Competition and Consumer Act, The Anti-Money Laundering, and Counter-Terrorism Financing Act and Privacy Act; and National Consumer Credit Protection Act as well as Australian Privacy Principles

• Flexible working arrangements to suit individual needs and a hybrid work model. Our office is designed for collaboration, creativity and balance between office engagement and remote flexibility. Our in-office days are Monday through Thursday (4 days), with Friday as a remote day.
• Free lunch Yes, there is such a thing Kickstart your week with our Monday Mingle meaning lunch on us and great company. From tacos, to sushi, to charcoal chicken, it's a delicious way to catch up, unwind and connect.
• Get social. We host a range of social activities at Brighte. A fan-favorite being our weekly Thursday social event, where you can catch up with colleagues over a drink, snack and a game of table tennis.
• We want our employees to share in Brighte's success. You will be given an opportunity to join our Employee Share Option Plans (ESOP).
• Snacks galore – who doesn't love that? Our thoughtfully stocked pantry includes snacks to suit your every mood. Fresh bread, protein bars, popcorn, fresh fruit, chocolate, soy crisps, cookies – you name it We also offer a carefully curated collection of wines and beer on tap for those looking to unwind or enjoy a social moment.
• End-of-trip facilities. Cycle in to work, lock up your wheels and have a shower in our end-of-trip facilities, which come complete with towel service and hair dryers.
• Anniversary leave - your dedication at Brighte won't go unnoticed. Enjoy an extra day to celebrate your work anniversary with us.

Diversity and Inclusion

At Brighte, we celebrate diversity and encourage you to bring your whole self to work. Our inclusive culture is the foundation of our innovative and dynamic environment.

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Named LinkedIn's #10 Top Australian Start Up (2021), we know we wouldn't be anywhere without our investors, who believe in our mission and the opportunities that lie ahead for a brighter future.

Airtree Ventures, Grok Investments, Kim Jackson and Scott Farquhar's Skip Capital, and Qualgro Partners all continue to support Brighte in making this dream a reality

If you want to join this mission-driven, inclusive, and highly collaborative team, click apply and upload your resume All applicants will receive a response.

As part of our process, we require all candidates to undertake references and background checks, which include a police check, anti-money laundering and bankruptcy checks.