Senior Associate

Req ID: 102556

Department: Insto R&A Australia

Division: Institutional

Location: Sydney

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

We are seeking a highly motivated Senior Associate with critical thinking abilities to join our team. As part of the Research & Analysis team you will be member of a customer facing team that structures lending solutions for corporate customers. You will work closely with customers to understand their financial needs, analyse financial data, and provide strategic recommendations. The portfolio covers a broad range of industry sectors comprising of large privately-owned companies, multinational subsidiaries and small/mid-size listed companies. Through in-depth client / industry understanding underpinned by high quality analysis, the role helps capture valuable business opportunities and in identifying and effectively managing emerging risks.

You will be part of a fast-paced and dynamic working environment with lots of learning opportunities to develop deep knowledge of corporate finance fundamentals. You will be coaching junior analysts in the team and exercising your approval discretions on transactions.

The ideal candidate is curious, critical thinker, problem solver, values-driven, and has strong interpersonal abilities to effectively understand and communicate complex financial concepts to stakeholders.

Role Type: Permanent, Full-time

Location: Level 18, 242 Pitt Street Sydney NSW

What will your day look like?

As a Senior Associate, you will be accountable for:

• Sound credit assessment including client performance evaluation, business model risk evaluation & mitigation strategies and responsive account management
• Development of credit strategy for organic growth opportunities, new-to-bank transactions and/or deteriorating credit profiles including deal structuring and execution
• Conducting financial modelling & analysis in tandem with client & industry research
• Liaise with clients and Credit Risk executives on risk and financial performance related matters, including covenant compliance and risk grade review events
• Liaise with Product Partners to appropriately implement customer solutions
• Exercise Credit Approval Discretion on lending decisions
• Proactive management of a well-managed portfolio
• Mentoring and coaching team members

What will you bring?

To grow and be successful in the role, you will ideally bring the following:

• Demonstrated financial analysis skills going beyond traditional accounting-based analysis to provide deep industry insight
• Sound credit skills with the ability to identify key business drivers and mitigate key risks
• Excellent analytical and problem-solving skills with the ability to think critically and provide actionable recommendations
• Ability to work responsibly and collaboratively in a team and able to manage multiple client engagements simultaneously with strong customer focus
• Experience in customer management and broad knowledge of banking processes and procedures
• Tertiary qualifications, preferably in Commerce, Business, Accounting or Economics
• Sound communication, interpersonal and negotiating skills

You're not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

. You can apply for this role by visiting ANZ Careers and searching for reference number

Job Posting End Date

26/09/2025 , 11.59pm, (Melbourne Australia)