Credit Analyst

2 days ago

Adelaide Region SA, Australia Plenti Full time

**Who we are** Plenti is a fast-growing fintech, helping its customers achieve their life goals by delivering fast and fair automotive, renewable energy and personal loans. Plenti is on a mission to be Australia’s best lender. - We come from a diverse range of backgrounds, both professionally and personally. We are always open to new ideas and believe success comes through collaboration and challenging ideas. We are passionate about what we do but believe that for one to truly foster this passion you have to look after yourself as well. - We've come a long way in a few yearsachieving things like: winning over 30 awards for positively changing how people access finance; helping over 15,000 households install solar on their roofs; increasing our lending by over 100% over the last year; and adding >50 new staff to the team over the past year. - Our ambitions are huge and we've only just begun... **About the role** **What experience do you need?** - Experience with unsecured personal lending products with 2+ years’ experience within a bank or other leading retail financial institution. - High competence with Equifax Comprehensive Credit Reporting - Extensive experience verifying and analysing payslips, bank statements, tax documents, and all other financial documents - Exceptional quantitative and analytical skills of credit risk, coupled with sound judgment - Excellent verbal communication skills - a strong ability to precisely explain credit decisions to external and internal stakeholders. - A great personality coupled with boundless enthusiasm for great customer service - Proven ability to work autonomously in a very fast paced environment - Relevant tertiary and/or industry qualifications **What's life like at Plenti?** Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It’s a place where everyone can make it happen and share in the results and rewards. If being in a dynamic industry as part of a market-leading fintech sounds like you, then come help us positively reshape Australia’s financial eco-system. Our start-up culture fosters innovation, entrepreneurship, leadership and your career progression. We have a purpose our people believe in, and genuine values that come from deep within our business. Flexible working arrangements? Celebrating wins together (and sharing the odd loss)? Tick, tick. It's all part of a workplace culture that is hardworking but fun and supportive of our people and their goals as we work together to build Australia’s best lender.

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