Credit Analyst

Credit Analyst
- Work for a reputable company - consisting of a family of much-loved brands.
- Perm Full time opportunity located in Adelaide CBD.
- Support Customers & Bankers within the Commercial Banking Team.

**How will I help?**

As part of the Portfolio Management Team, your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies. Working with Relationship Managers, you'll meet with company executives and professional investors, and provide high-quality written credit submissions and input into loan structuring.

Your key responsibilities include:

- Work collaboratively with analysts, product experts, relationship managers & credit managers to initiate and structure a range of banking transactions
- Enjoy a unique blend of analytical and entrepreneurial challenges
- Look into risk profiling, financial analysis and related credit submission activities to support upcoming deals
- Monitor and manage risk across customer portfolios

**What's in it for me?**

You'll play a significant part of the future of a business that has been around for over 200 years. Our purpose is to create better futures together. So, we'll back you in the development of your career, internal career prospects, and flexible working. You'll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**

A good track record of banking experience with solid credit analysis and commercial acumen, will position you well to confidently navigate the complexities of credit risk. You'll usually work in a team, but you'll also need to regularly fly solo. That said, prior experience (3+ years) working in a professional environment including accounting, insolvency, legal, consulting, banking or engineering is also highly desirable. You'll be a natural communicator, able to engage and build genuine relationships with our customers, team player and a decisive thinker. You will work collaboratively to achieve the best possible outcomes for our customers. Your drive to succeed will help you tackle even the most challenging tasks with an open mind and energy You'll stand an even better chance of getting this role if you have:

- A relevant professional accreditation including, CA, CPA or CFA accreditation.
- Cash flow modelling skills
- A demonstrated ability to develop and maintain great relationships across a broad range of stakeholders.
- This role involves working from the Adelaide office three days a week.

**What's it like to work there?**

We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other's passions, and transformative success stories to create better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.

We'll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you're in control of where you start and how you'll grow.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

Hear from some of our people and their experiences working with us. #LI-Hybrid.

**How do I apply?**

Start here. Just click on the **APPLY** or button.

**Do you need reasonable adjustments during the recruitment process?**

Job ID 300002829952873