Associate

**You are ambitious**: - **We are a specialised property lending team with a diverse mix of experience.**: - **Together we can drive sustainable business growth for our clients** **See**Yourself**In**Our**Team**: The Major Client Group serves over 1,000 clients in the large business segment across Australia with annual revenue >$150m and complex financial needs typically $100m and above. The diverse business environment we cover means that our customers can be anything from Retailers to Entertainment, Leisure and Tourism to Construction Services and Property. We deliver on a range of needs and requirements, including, cash flow, capital, wealth, risk management and international trade. You will be part of a team with a diverse mix of experience, collaborate well and hold our clients at the centre of everything we do. We are committed to understanding our clients, and delivering insights and creative solutions, to drive sustainable business growth. **Do Work That Matters**: As an Associate in this high performing team, you will work closely with the Director, Senior Associate and Account Manager to support the needs of our customers through value-add solutions. The key purpose of your role is to undertake financial modelling, analyse and assess the risks/opportunities on new lending, as well as assessing the risks associated with increase in client credit. We’re looking for an Associate with a background in Property lending with an immense passion for customer service. **More Specifically, You Will**: - Structure and clearly articulate the credit merits of a transaction, including identifying and mitigating key risks - Manage the portfolio’s data quality, compliance and daily reporting requirements - Undertake detailed analysis of client and industry specific information focusing on the key financial drivers of each client in order to effectively meet their needs - Identify, research and compile information on new to bank prospects - Complete credit submissions and annual reviews to ensure the timely delivery of decisions, documentation and funding to the client and ensure accuracy of information on source systems - Prepare pitch pack, complex papers and discussion white papers for new and existing clients - Proactively manage the portfolios pipeline and financial reporting - Focus on quality, credit management, portfolio monitoring, total revenue growth and the minimising of credit and operational losses - Assist the Director in better understanding the client’s business and needs, and link this with the formulation of the client relationship strategy, through research and analysis of portfolio and market data and understanding of the Group’s product rangeDeliver exceptional customer service in all dealings, as reflected in a positive lift in various survey results **What are we looking for?** We are a specialised high performing team and we’re looking for an Associate with strong background and knowledge of the property lending. You’ll be self-driven with proven ability in large complex transactions. To be successful in this role you will have; - Strong Excel skills and experience in performing financial modelling - The ability to function independently and as a part of a team - Highly developed research and financial analysis skills - Strong commercial acumen and experience in understanding the operational drivers of a business and how they relate to the financial drivers of that business; - The ability to quickly grasp complex transactions and analyse the benefits of the idea of specific client circumstances; - Excellent communication skills, both written and verbal, with the ability to build and maintain strong relationships, along with excellent planning and organization skills. - Business/Commerce or related degree (Accounting/Finance/Statistics Major desirable) or relevant experience in this area It is your attitude that will determine your altitude, you will learn from the best and see your career soar to new heights. If you’re someone who is flexible and adaptable in a fast paced and dynamic environment, we want to hear from you. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 15/05/2025