Credit Risk Officer, Westpac Institutional Bank

Join the Institutional Credit team to support the Energy, Infrastructure and Resources (EIR) portfolio within the WIB EIR Credit team. All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part time work, or job sharing.
- Senior credit decisioner role entrusted to independently manage a broad EIR & Corporate Credit Portfolio
- Responsibility includes provision of Credit risk support, due diligence and approval of Acquisition Finance, Trade Finance, Asset Finance and Project Finance transactions within your portfolio. Sydney role I Hybrid Working

**How will I help?**

Report to the Head of Energy, Infrastructure and Resources (EIR Credit) and provide proactive risk management of a portfolio of Institutional EIR-related clients, and when required, other corporate clients. Lead the underwriting and credit approval process for client requests under your responsibility, including acquisition finance, trade finance, asset finance and project finance related transactions.
You will be a key member of the wider EIR Credit team responsible for the Energy, Infrastructure and Resources client portfolios. The team also closely supports Financial Markets transactions in the approval and management of credit risk arising from hedging activities, as well as active origination deals via our Leverage Acquisition Finance and Project Finance teams.

Your responsibilities will include:

- Collaborate with 1st line stakeholders to understand deal structures, threshold risks and mitigation strategies.
- Demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans.
- Adopt a continuous improvement policy to build the Westpac brand leadership in the market.
- Ability to act independently, think innovatively, solve problems and exhibit a collaborative growth mindset.
- Contribute to the strategic positioning of WIB to ensure that credit strategies and policies are appropriately aligned with business units’ objectives. Contribute to the development of a robust credit culture within the business.

**What’s in it for me?**

You’ll play a significant part of the future of a business that has been around for 200 years. Our purpose is to create better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grown, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled

**What do I need?**

You will have at least 7 years’ experience in a credit related analytical role with previous delegated authority to approve credit risk (highly desired) and experience in the EIR-related sectors (including general corporates) and acquisition / project finance transactions. While not essential, demonstrated experience in credit policy reviews, APRA reporting and portfolio data analysis would be viewed positively. In addition to your technical capabilities, you will have the ability to problem solve and make commercial and risk decisions in high pressure environments. With ability to develop trusted relationships you will exhibit a collaborative growth mindset. Practical knowledge of legal documentation would be highly regarded.

**What is it like to work there?**

We aim to provide one big, supportive team to help us achieve our purpose of creating better futures together. As well as competitive remuneration and a great culture, joining the Westpac family means you will get some of the best banking, wealth and insurance benefits in the market.

We back our employees by helping them work towards industry-recognised qualifications, using online learning, training modules and career planning tools for you to grow with us. We will even pay you to do volunteer or community work.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

**How do I apply?**

Start here. Just click on the APPLY or APPLY NOW button.

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