Credit Risk Manager

2 days ago

North Sydney, Australia Shift Full time

**Company Description**:
At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.

We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do.

Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for Australian businesses.

In this role you will be responsible for the credit performance of Shift’s Trade product against predefined KPIs. The role encompasses owning **credit decisioning models**, portfolio management and monitoring the end-to-end operational performance of the business for factors that influence the credit performance of the product portfolio.- Own the credit performance of Shift’s Trade product from origination through to recovery ensuring the portfolio grows in line with Shift’s expectations of credit loss. This will involve taking ownership of origination models, customer account monitoring and analysis for of platform and processes for factors that are influencing credit performance.-
- Provide recommendations for changes to the models, credit policy and underwriting guidelines.-
- Serve as a member of the Trade management team, responsible for reporting on the credit performance and its influencing factors to the broader group-
- Ensure portfolio is optimised by ensuring exposure to low risk grade customers is increase whilst reduced to those that deteriorate.-
- Provide performance reporting to 2nd Line Risk responding appropriately to any queries**Qualifications**:

- Tertiary Qualifications in quantitative study

**Additional Information**:
- +5 years experience in a portfolio management, risk management role that is quantitative in nature (nice to have)-
- Experience using data to make commercial risk decisions-
- Technically competent with data - able to use SQL-
- Ability to use data and to make actionable recommendations to change models and business processes-
- Ability to be wholistically analytical, being able to explain the data and what is influencing it.-
- Ability to make decisions in a logical and considered way-
- Ability to communicate respectfully in a succinct and informative manner

  • Credit Risk Manager

    9 hours ago

    Sydney, Australia Cuscal Full time

    **Job Description** Our client’s success is our success. And you make it happen!** Payment systems are complex, regulated and everchanging. We are an established market leading brand who are focused on driving client growth. We’re at the forefront of innovation punching above our weight. We’re enabling the future for our clients through technology...

  • Credit Risk Manager

    2 days ago

    Sydney, Australia PERSOLKELLY Full time

    *** **ABOUT THE ROLE**: PERSOLKELLY have partnered with a large manufacturing company that operate nationally. There is an opening for a Credit Risk Manager to join on a Permanent basis. The Credit Risk Manager is responsible for the risk assessment of new and existing companies/customers and establishing their credit limits. You will have ownership over...

  • Credit Risk Manager

    2 days ago

    Sydney, Australia Perigon Group Full time

    A great brand with excellent company culture with hybrid/ WFH model. - Newly created role. A leading Sydney based FinTech are seeking an experienced Credit Risk Manager to join the team. Offering a great working environment and remuneration. The role: - Full function Credit Risk. - Management of collections and develop recovery strategies for optimal...

  • Credit Risk Manager

    2 weeks ago

    Sydney, Australia Westpac Banking Corporation Full time

    Credit Risk Manager - **Opportunity to join Westpac's First Line Credit Risk Team**: - **Established career path and progression opportunities**: - **Sydney based permanent role** **How will I help?** We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for...

  • Credit Risk

    2 weeks ago

    Sydney, New South Wales, Australia J.P Morgan Full time $80,000 - $120,000 per year

    As part of Risk Management, you are at the centre of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management is all about...

  • Credit Risk Manager

    2 days ago

    Sydney, Australia Bluefin Resources Full time

    Use your data skills to identify risk and help drive change in performance - Amazing opportunity to work across secured and unsecured lending - Join a major financial institution with amazing growth opportunities A major financial institution is looking for a Credit Risk Manager to take accountability for the development of analysis, insights & reports...

  • Credit Risk Manager

    4 weeks ago

    Sydney, New South Wales, Australia BeathChapman Pte Ltd Full time

    The Organisation & The RoleOur clientis a highly resourceful International Bank with total assets ranked in theworld's Top 10 banks. They have gone from strength to strength in the recent years and have established a remarkable presence in the Australian Financial Market.Role Responsibilities:• Perform credit risk assessment of various transaction types...

  • Wholesale Credit Risk Manager Consumer Lending

    8 hours ago

    North Shore, Australia Robert Half Full time

    Newly created position for a Wholesale Credit Risk Manager, responsible for managing the credit risk portfolio and policies for consumer lending finte - Analyze and monitor HCAU's wholesale portfolio and assess dealers based on the financial and credit analysis, commercial performance and other relevant information. - Develop Wholesale Credit Risk Policy and...

  • Credit Risk Insights Manager

    4 days ago

    Sydney, Australia Commonwealth Bank Full time

    **Do work that matters** RBS Consumer Finance manages the development and delivery of all retail credit products, including Credit Cards, Personal Loans and Simple Credit products including Buy Now Pay Later. The Credit Risk and CommAssets Crew within RBS Consumer Finance is accountable for managing all credit risk lending policies, strategies, automated...

  • Risk Specialist, Credit Risk

    4 days ago

    Sydney, Australia Australian Prudential Regulation Authority (APRA) Full time

    **The role** As a Risk Specialist in the Credit Risk Team, you will be responsible for identifying, analysing and escalating key and emerging credit risks at individual regulated entities, and across the system more broadly. You will lead a wide variety of key entity engagements and reviews across a cross-section of Authorised Deposit-Taking Institutions,...