Associate Credit Verification

2 weeks ago


Sydney, Australia Genpact Full time

With a startup spirit and 90,000+ curious and courageous minds, we have the expertise to go deep with the world’s biggest brands—and we have fun doing it. Now, we’re calling all you rule-breakers and risk-takers who see the world differently, and are aggressive enough to reinvent it.

Come, transform with us.

In this role, the associate is responsible for controlling credit verification/assessment processes and developing policies to ensure than an acceptable level of risk is maintained.

**Responsibilities**:

- Ensure operations and strategies and procedures are aligned with general company goals and in accordance with other functions.
- Has ultimate accountability for the function and provides the highest level of advice and recommendations when required.
- Maintain high compliance levels by setting a high standard for file
- Manage workflow from a national queue promptly
- Reaching and maintaining a high level of credit verification/assessment and compliance standards
- Leading Pro Actively monitoring Credit Risk requirements within an agreed Risk Appetite and managing Non-Compliance promptly
- Ensure Continuing Education points are achieved and maintained
- Meet core role requirements and achieving performance KPIs such as throughput/productivity and quality
- Provide timely and quality responses to Brokers and Customers
- Work in the interests of the team, sharing knowledge and assisting colleagues as appropriate or other teams as specified by line management

Qualifications we seek in you

Minimum qualifications
- Tertiary education within business/financial services
- Credit/consumer lending role experience
- Evaluate new/increase credit risk
- Provide advice on structuring transactions
- Evaluate credit risk reviews
- Solid communication skills, both written and verbal.
- Advanced critical reasoning and risk assessment skills
- Segment experience: Consumer Lending

Preferred qualifications
- Previous Banker/Credit analyst experience
- Strong attention to detail with credit checking, ensuring that mortgages are compliant with APRA guidelines
- Strong customer service delivery focus.
- Delivering results
- Continuous improvement skills, looking for better ways to do things.
- Excellent written and verbal communication skills
- Communicating with influence
- Coaching

Personal resilience
- Time management
- Seniority Level

Associate
- Industry
- Financial Services
- Employment Type

Full-time
- Job Functions

**Job Types**: Full-time, Permanent

**Salary**: $50,000.00 - $70,000.00 per year

**Benefits**:

- Work from home

Schedule:

- Monday to Friday
- Rotating roster

Supplementary Pay:

- Performance bonus

Ability to commute/relocate:

- Sydney, NSW 2000: Reliably commute or planning to relocate before starting work (required)

Work Authorisation:

- Australia (required)



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