Associate, Project Finance

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

**About the role**:
In your role as Associate, you will play a key role in the national GCIB Credit & Portfolio Management team and will support the credit analysis and ongoing portfolio management of institutional customers (specifically Project Finance customers) within Australia.

The broader Portfolio team plays an important role in achieving the Bank’s risk & return targets through conducting annual credit reviews and credit monitoring in accordance with the Bank’s internal procedures. This role plays an integral part of this function through the successful completion of a range of day to day tasks, including: the management of PF customers in the Renewables & Infrastructure sector; periodic review of customer credit and risk profiles including the identification of risks via Early Warning Indicators; supporting the Portfolio Leads or PF Originators to manage credit related proposals for waivers and consents and/or new transactions respectively (incorporating deal structuring, preparing credit submissions, & historical and forward looking financial analysis); supporting the preparation of customer account plans, all whilst managing compliance with internal processes and policies and other ad hoc support to the Portfolio Lead.

**What you’ll be doing**:
Account Management
- Credit responsibility following financial close and first disbursement, including Borrower Rating Reviews, Waivers and consent requests, Covenant checks including monitoring of key project KPI’s, Condition Instructions/Report Required, KYC review, progress of the “Action Plan” for Close Watch or Worse Borrowers, in accordance with MUFG credit and other policies
- Assist with identification of strategies for underperforming credits including restructurings, facilitate discussions for exit or sell-down
- Credit monitoring including project construction, operation and maintenance (including cash flow forecasting using financial models), covenant compliance, hedging, interest and fee payments, loan repayment, cash sweeps, disbursements (excluding initial disbursement ), and security
- Assist Director/Sector Lead - Renewables with portfolio administration tasks, including portfolio reporting, as well as conducting periodic sector reviews to highlight emerging risks

Portfolio Management
- Support the national CIB Credit & Portfolio team in the leadership of portfolio analysis, including a focus on sector risk / return and other strategic review processes

**What we are looking for**:

- Solid mathematical knowledge, proficient Excel spreadsheet skills, research and analytical skills
- Broad Australian industry, business and economic understanding
- The ability to communicate clearly both in writing and verbally.
- Intermediate skills in:

- credit writing
- financial analysis and modelling
- legal documentation and debt structuring.
- The ability to communicate clearly both in writing and verbally
- Has strong interpersonal and presentations skills
- Is a team player
- Is a self-starter who applies initiative and has drive and enthusiasm
- Has an analytical mindset and problem solving skills and is able to make form their own opinions
- Has the ability to work independently and prioritise a number of tasks across various work streams and alongside a number of stakeholders

**Our culture**:
MUFG fosters a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth.

MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.