Credit Analyst

**Our Organisation**
DLL is not your average financial services company. In fact, we are above average in almost every way. With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we are doing something right. And, while most companies survive fewer than 20 years, 2019 marked our 50th.

We collaborate with manufacturers, suppliers, and businesses in more than 30 countries to enable the acquisition of equipment, technology and software that companies need to contribute meaningfully to their communities. We believe in partnering with our customers to develop innovative and sustainable financial solutions that deliver meaningful value to the world.

At DLL, we are committed to making sure that all people, regardless of their race, ethnicity, gender, sexual orientation, age, religion, physical characteristics, or mental abilities, feel welcomed and encouraged to be their authentic selves. We strive to create an inclusive environment that is reflective of the communities in which we operate. Come see what all the excitement is about

**Your Function**
An exciting new permanent opportunity within the ANZ DLL team has become available for a Credit Analyst (Commercial Finance) reporting to the Credit Manager - Corporate and Commercial Finance.

As the **Credit Analyst (Commercial Finance)**, you will help organize, manage, and optimize the risk management, credit underwriting, and credit operational processes for the Commercial Finance Business Unit (“CF”).
- Undertake financial analysis and modelling.
- Support the ongoing financing needs of the clients, including temporary and seasonal overlines, changes to the limits
- Support the existing vendor finance programs and support new vendor onboarding
- Prepare credit submissions with sound recommendations and present to higher Credit decisioning authorities, including regional Credit Committees.
- Work with the commercial team on deal origination and structuring, where applicable.
- Decision transactions within delegated authority levels and in line with DLL’s risk appetite.
- Develop strong working relationships with all key stakeholders and actively promote risk culture within the organization.
- Provide expertise and oversight toward appropriate loan structuring and management.
- Contribute to documentation negotiations with customers

**Your Profile**
- Bachelor degree
- Must have at least 2 years of relevant experience in the financial industry and in credit and risk management roles
- Must have knowledge of credit, business management processes, risk management, and risk policy
- Must have excellent analytical and reporting skills
- Must be a proven team player with a performance track record in matrix and/or network organizations

**We Offer**
At DLL, we are many things. We are team members. Family members. Community members. We are members of society. Members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents, and interests. We come from different backgrounds, cultures, nationalities, and histories. But for all our differences, we share one thing in common: Each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. We span more than 30 different countries and represent over 40 different nationalities across the globe. Our unique culture is rooted in higher collaboration, less hierarchy, and an honest directness that enables us to integrate, ideate, and innovate across country lines. Many companies say they are European, North American, South American, Asian, or Australian. At DLL, we are all these places and more. We are a cross-cultural collaborative - an interconnected network - that comes together every single day with one goal in mind: Partnering for a better world.
- Two working days per year volunteering for a local charity
- Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
- Flexible hours with possibility to work from home
- Career development opportunities: online learning, member development programs

**Additional Information**
DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives. Our four wellbeing categories are as follows:

- Connection - Build meaningful connections with other members
- Health - Manage mental, emotional, and physical health
- Finance - Provide learning opportunities to help members achieve personal financial health
- Lifestyle - Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL

**Interested?**
- The selection process may involve an assessment
- DLL’s referral program applies

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