
Credit Assessment Officer
4 days ago
As the needs of our customers change, so do we.
At AGL, we believe progress is powered by our people.
If you’re set on making real change for tomorrow, we have the scale, resources and ambition to get it started today.
Now’s an extraordinary time to work with us. We’re taking the lead on renewables and expanding our products to make them more sustainable, affordable and useful for all Australians.
That’s what we call progress. To achieve it, we’re bringing together people with unique stories, perspectives, backgrounds and talent - and we need yours too
About the Role
The Business Customer Collections team has functional and strategic responsibility for all processes relating to the credit management of AGL’s business customer base across large and small markets.
Key goals are managing overdue accounts to a reasonably low level, prevent bad debts, whilst consuming the least amount of resources and contributing to the enrichment of our customer's experience with AGL.
The Credit Assessment Officer will work closely with the Business Collections Team and Business Sales team to support positive commercial outcomes for AGL whilst minimizing risk. The key purpose of this role is to deliver value added credit assessments on acquisitions and retention opportunities, and recommendations that will drive better strategic pricing outcomes for customers and AGL, to support quoting & tenders within Business Customers, to win and retain the right customers.
What you’ll be doing:
- Carry out credit assessment activities including analysing customer financials that require additional attention
- Identifying and working with the relevant teams to implement process improvements including BOT or system automation
- Work closely with the Sales and Customer Collections teams to deliver credit assessments that protect AGL commercially, and drive growth in our salesIdentify customer attributes and profiles that define good or bad credit risk to continuously improve risk management activity and policy rules
- Work with Collections and Customer Resolutions to accurately maintain the Security Deposit and Bank Guarantee responsibilities (Reconciling to GL) in a timely and commercially responsible manner
- Pro-actively alert key stakeholders to risk situations to mitigate exposure
- Work closely with key stakeholders within the Commercial Pricing, Sales and Customer Collection teams to meet the Customer Guarantee and to be recognised by our business customers as their Trusted Energy Partner by knowing our customers energy needs, increasing their energy productivity and making it easier for our customers to manage their energy needs
- Work with internal & external stakeholders to understand trends in credit assessment and build learnings into the process that is delivered
About You
What you’ll bring to the table:
- Excellent communication and interpersonal skills
- Good conceptual skills and an appreciation of the technical nature of financial reports and overall credit assessments
- A detailed understanding of analytical techniques and financial report assessment
- Effective risk management skills, demonstrated through use of systems and processes
- Strong commercial acumen with the ability to provide insights and decisions based on analytical reasoning
- An ability to create solutions that clearly outline the delivery and measurement of value
- An eye for detail
- Strong computer literacy with SAP and desktop tools
- Experience in credit assessment, financial report understanding and general analytics
- Experience managing a third-party contractor to deliver to contract conditions and expected outcomes
- Tertiary qualification in a business, mathematics or engineering field is desirable
COVID-19 Vaccination Policy
Inclusion at AGL
AGL has a commitment to maintain a diverse workforce, and welcomes the opportunity for applicants to share their lived experiences. We also recognise that some applicants may not wish to disclose, and we respect their decision. To learn more about reasonable adjustments that can be offered throughout the recruitment process, please visit:
Job Family Group:
Credit
-
Credit Assessment Officer
7 days ago
Melbourne, Australia Carecone Full time**Responsibilities** **In this role, you will be responsible for all the activities related to credit assessment of Home Mortgage. Few of the responsibilities are mentioned below**: - Managing workflow from a central queue in a timely manner - Managing the end to end assessment of the lending process through to decision - Preparation of files and ensuring...
-
Technology Team Lead
4 days ago
Melbourne, Australia Bendigo & Adelaide Bank Full timeAbout us With more than 160 years of history, we are proud of our position in the community with more satisfied customers than any other Australian bank. Every day, we work hard to bring our company purpose to life, feeding into the success of our customers and communities and not off it. We're more than just a bank with banking products. We change the...
-
Credit Officer
7 days ago
Melbourne, Australia Sharp & Carter Full timePermanent role paying $75,000-$85,000 plus superannuation - Role based in Sunshine - Excellent training, development & support provided in your next challenge - **Permanent role paying $75,000-$85,000 plus superannuation** - **Role based in Sunshine**: - **Excellent training, development & support provided in your next challenge** **Position...
-
Credit Manager
2 weeks ago
Melbourne, Australia Global 360 Full timeExciting and diverse role, in a supportive energetic environment - Immediate start and onsite Parking in Port Melbourne - Manage a small team and grow your career **About the Company**: Leading wholesaler of hard goods for the trade is looking for an experienced Executive Assistant to support an Executive Director and the Management Group. This established...
-
Credit Officer
2 weeks ago
Melbourne City Centre, Australia Transurban Full timeWorking at Transurban is different; it’s a place where you can see the benefits of your work play out in real life, every day. We create city-sized solutions—building and operating safer, smarter, and more sustainable roads—to solve pressing transport challenges that are slowing cities down. About the role We’re seeking a Credit Officer on a...
-
Insurance Premium and Credit Officer
5 days ago
Melbourne, Australia Gallagher Full timeAt Gallagher Bassett (GB), we provide a compassionate and innovative claims service for injured workers and Employers who have been impacted by a workplace injury. With dedicated teams specialising in a range of functions, we support injured workers with a holistic approach on their journey to return to work and to life. We are devoted to providing...
-
Credit Manager
3 days ago
Melbourne, Victoria, Australia Shift Full time $80,000 - $120,000 per yearShift has a 10-year history of solving complex problems for Australia businesses. As a Credit Analyst you will be an important part of the customer journey and will work closely with a range of customers and brokers to assess credit applications using both bank statements and financial statements as well as other resources and tools to determine credit...
-
Credit Analyst
2 weeks ago
Melbourne, Victoria, Australia ORDE Financial Full time $80,000 - $120,000 per yearWho are we?ORDE is a rapidly growing non-bank residential and commercial mortgage lending business committed to elevating Australian specialist lending standards. We provide comprehensive product solutions and deliver leading service levels, leveraging digital capabilities and deep industry experience.We are passionate (and a bit obsessed…) about being...
-
Commercial Credit Analyst
2 days ago
Melbourne, Victoria, Australia Traction Group PL Full time $90,000 - $120,000 per yearCompany: Is a mature global business finance lender, who's Australian business focuses on financing business critical equipment through: Equipment suppliers, Direct customers and Broker relationships. Opportunity: The Australian business is is just starting to mature in the local market and so this role is needed to handle the growing number of...
-
Credit Risk Analyst
7 days ago
Melbourne, Australia EnergyAustralia Full time**The Opportunity**: Reporting into the Wholesale Risk Leader, the Credit Risk Analyst in the Wholesale Risk team participates in key risk management activities including quantitative risk analysis and operations for identifying and measuring of risks related to wholesale and retail market activities. An opportunity to have direct exposure to a highly...