Commercial Credit Assessor

**Help lift capability and improve automation**:

- **Hybrid working opportunity (Wollongong based)**

Driving an agenda of growth and transformation, IMB is committed to delivering on its Business Banking expansion strategy. To help us achieve our goals, we are looking to appoint a **Commercial Credit Assessor** to our Credit Assessment team who has experience in a commercial/business banking credit environment along with exposure to home loan lending.

This is an ideal role for an experienced Credit Assessor/Business Banker holding a delegated authority, who feel they have more to offer through years of knowledge and experience in business banking and credit. As such, we will look to our new team member to mentor and coach to lift the knowledge and capability across the assessment team, and to provide input, contribute and support to IMB’s culture, and the various initiatives and projects that enable automation and improvements in the commercial credit area.

Naturally, the successful person will have effective relationship and communication skills to be able to build trusted and cohesive working relationships both inside and outside of the business and work together to achieve mutual outcomes and provide great customer experiences. The main criteria for success includes:

- Comprehensive/complex lending/credit skills and experience in business/commercial lending
- Well-developed financial analysis skills, an understanding of financial statements and the ability to research, identify and evaluate potential risks and mitigate, and make decisions within Delegated Lending Authority (DLA) or escalate loans outside DLA with recommendation to a higher Credit authority
- Work with Business Bankers and Business Development Managers on deal scenarios and provide guidance on proposed transactions based on acceptable risk appetite
- Knowledge of all laws and regulations governing the provision of loans in Australia
- A passionate advocate of change and continuous improvement to benefit all
- Experience/knowledge of digital lending platforms would be beneficial
- An eye for detail and able to effectively manage and prioritise a pipeline of deals within agreed SLA’s.

If you’re looking for a reset, and a refreshing change to a smaller, challenger Bank where you can affect change and make a difference, consider IMB today for your next career move.

**About IMB**

IMB Bank is a leading member-owned bank offering a full range of products and services in both retail and business banking. IMB’s purpose is to provide simple, competitive and authentic banking that helps our members and communities be better off and have been doing so for over 144 years. An award winning and growing organisation, we’ve donated more than $12 million through our Community Foundation to over 900 projects in the communities in which we live. As an award-winning Bank, IMB benefits include:

- Great training and onboarding
- Genuine career pathways and opportunity to accelerate your skills and experience
- A supportive culture that actively promotes diversity and inclusion and the wellbeing of our employees
- Designated wellbeing days
- Friendly and professional team environment
- Product concessions
- Purchased annual leave options.

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