Chapter Lead Credit Risk and Commassets

2 days ago

Sydney, Australia Commonwealth Bank Full time

**You are**a visionary and strategic leader with deep expertise in credit risk and a passion for driving acquisition growth through data-driven decisioning.
**We are**a values-driven collaborative and innovative, team of analytical techsperts, committed to delivering world-class credit products and risk strategies.
**Together we can**harness the power of data, advanced analytics and technology to shape the future of consumer finance and empower millions of Australians with smarter credit solutions.

**See yourself in our team**

This role sits with in the Retail Advanced Analytics & Data (RAAD) Chapter Area, and y ou will report into the Chapter Area Lead Retail Advanced Analytics & Data. Y ou will be working in the Credit Cards Credit Risk S quad within the Credit Risk and CommAssets Crew, responsible for credit cards credit risk strategy and performance, lending policies, automated decisioning and supporting d ecision system enhancement.

As Chapter Lead, you’ll play a dual role: leading and developing the chapter’s capability while remaining hands-on in squad delivery. You’ll manage performance and talent processes, foster team engagement and culture of continuous improvement, and contribute directly to strategic initiatives.

**On a**day to day**basis,**you’ll**:

- Lead the development and execution of credit risk acquisition and portfolio management strategies for Credit Cards, balancing growth, profitability, and risk.
- Provide strategic direction and thought leadership across credit decisioning, data analytics, and acquisition modelling.
- Coach and develop a team of credit risk professionals, fostering a culture of curiosity, collaboration, and continuous improvement.
- Influence cross-functional squads and senior stakeholders across product, technology, modelling, and compliance.
- Champion the use of advanced analytics and decisioning systems to deliver scalable, customer-centric solutions.
- Drive transformation initiatives including system upgrades and policy enhancements, all within an agile way of working.

**We’re**interested in hearing from people who**
- Have p roven leadership experience in credit risk strategy, ideally in unsecured lending and originations.
- Possess a d eep understanding of acquisition modelling, credit decisioning systems, and regulatory frameworks.
- Have s trong analytical and technical skills, with proficiency in tools such as SQL, Python, R.
- Demonstrat e the ability to lead complex initiatives end-to-end, from strategy design through approval and implementation.
- Have e xceptional stakeholder engagement and communication skills, with experience influencing at senior levels.
- t hrive in agile environments and have a track record of coaching and developing talent.

At CommBank, we advocate and facilitate a culture of inclusion and respect, celebrating all cultures, abilities, genders, expressions of gender and sexual orientation Read more about our commitment to inclusion and diversity.

We believe in working for a place that works for you. We have many flexible working options within our team so talk to us about which arrangements would work best for you.

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.

Advertising End Date: 20/08/2025

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