Finance & Commercial Business Partner

**Position Description**

Finance and Commercial Business Partner will provide critical financial insights that inform management decision-making, ensure accountability, and drive sustainable, profitable growth.

**What You’ll Do**:
**Financial Business Partnering**
- Act as a key financial business partner to the Sales & Operations teams.
- Attend S&OP (Sales & Operations Planning) meetings and contribute financial insights to inform strategic and tactical decisions.
- Provide financial guidance on commercial strategy, resource allocation, and market opportunities.

**Revenue, Aggregation & Performance Monitoring**
- Track aggregation and revenue performance against budgets and targets.
- Validate revenue recognition from all sales lines and aggregation.
- Review and advise on commercial buyer contracts to ensure favorable and compliant terms.
- Conduct margin analysis, profitability assessments, and variance reporting across products, regions, and buyer segments.

**Receivables, Collections & Cash Flow Oversight**
- Manage full accounts receivable lifecycle: invoicing, reconciliations, and collections from buyers, vendors, and employees.
- Follow up on aged receivables and work with the Sales team to recover overdue amounts.
- Plan and monitor cash flow related to aggregation and sales operations.
- Analyze working capital usage (budget vs actual) and report deviations with root-cause analysis.

**Financial Planning, Analysis & Reporting**
- Provide financial inputs to budgeting and planning cycles for aggregation, sales, and operations.
- Prepare monthly cash flow forecasts and variance reports and conduct scenario planning to support commercial decision-making.
- Prepare end-of-season performance dashboards including revenue, margin, and working capital usage.

**Month-End Close & Internal Controls**
- Collaborate with the Finance Manager to ensure timely and accurate month-end close.
- Ensure data alignment across sales, aggregation, and financial systems.
- Maintain strong internal controls and financial discipline across sales and operational activities.

**Compliance, Risk Management & Governance**
- Identify risks and opportunities to improve financial efficiency and revenue integrity
- Ensure financial compliance with internal policies (including KYC/AML procedures) and regulatory requirements.
- Monitor potential risks in customer/vendor relationships and ensure mitigation strategies are in place.
- Maintain appropriate financial audit trails for aggregation and receivables processes.

**Team Supervision & Cross-Functional Collaboration**
- Supervise and guide two Finance officers
- Champion a culture of accountability, collaboration, and continuous improvement within the team.
- Serve as the key financial contact point for operations and sales teams.

**What You’ll Bring**:

- Proven experience (5+ years) in accounting, commercial finance, or operational finance roles
- Bachelor's degree in accounting, Finance, or a related field
- ICAG, ACCA, or equivalent professional accounting certification (part-qualified or fully qualified)
- Experience providing clear financial analysis and reporting to business stakeholders
- Exposure to tax compliance and regulatory reporting in Ghana
- Demonstrated experience supporting revenue recognition, margin analysis, and operational cost management
- Familiarity with sales operations, supply chain processes, and financial reporting
- Proficiency with accounting systems (e.g., QuickBooks, Microsoft Dynamics 365)
- Ability to analyze complex financial data and communicate insights clearly to business leaders
- Data analysis skills (e.g., using Excel or Power BI for trend analysis, dashboards, or summaries) will be an advantage
- Experience working cross-functionally with Sales, Operations, and Finance teams
- Exposure to agriculture, AgriTech, supply chain, or marketplace platforms (preferred but not required)

**Who You Are**:

- Commercially minded, with strong financial acumen and operational awareness
- Detail-oriented and committed to producing accurate, high-quality financial work
- Analytical, with the ability to connect financial data to operational realities
- A strong communicator, able to influence and engage Sales, Operations, and Finance stakeholders
- Proactive, solutions-focused, and comfortable working in fast-paced, high-growth environments
- Highly organized, with the ability to manage competing priorities across functions
- Integrity-driven, with a strong commitment to financial accountability and transparency