Credit Acquisition Specialist

3 weeks ago


Perth, Western Australia Capricorn Full time
About Capricorn

Capricorn Society is a Member-based financial services organization that aims to improve the lives of its members by supporting them in building stronger businesses.

Job Summary

The Credit Acquisition & Policy Manager is responsible for designing and implementing credit acquisition strategy and policy framework across the credit lifecycle. This role involves building and enabling acquisition strategy for new and existing markets, developing and maintaining credit policies that align with the company's risk appetite and strategic objectives, and ensuring compliance with regulatory requirements.

Key Responsibilities
  • Develop and implement credit acquisition strategy and policy framework
  • Build and enable acquisition strategy for new and existing markets
  • Develop and maintain credit policies that align with the company's risk appetite and strategic objectives
  • Ensure compliance with regulatory requirements
  • Drive sustainable growth, strengthen member relationships, and protect Capricorn's margins and profits
Requirements
  • Excellent people management skills with a proven track record of effective leadership
  • Demonstrate flexibility and ability to effectively deliver and manage change
  • Proven experience in effective credit risk management and lending policies, regulations, and procedures
  • Experience in various analytics tools such as SAS
  • Comprehensive understanding of the end-to-end lending process and experience in reading and interpreting financial reports and related searches
  • Demonstrated knowledge of financial analysis, collateral valuation, appraisal procedures, and documentation
  • Well-developed negotiations skills and ability to analyze data
  • A keen desire and ability to review and implement process improvements and to establish a culture of continuous improvement
  • Strong communication skills including the ability to establish and manage positive relationships with staff, colleagues, key stakeholders, and members


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