Senior Credit Risk Specialist

3 weeks ago


North Sydney Council, Australia Shift Full time
About the Role

At Shift, we're seeking a seasoned Commercial Credit Analyst to join our specialist credit function. As a senior member of the team, you'll be responsible for evaluating, structuring, and documenting revolving facilities in cash flow & equipment finance applications.

You'll work closely with our customers to agree loan terms, structuring loans, and monitoring performance throughout the loan's life. Your expertise in commercial lending, particularly in small business banking, will be invaluable in this role.

Key Responsibilities
  • Evaluate and structure revolving facilities in cash flow & equipment finance applications
  • Review financial statements and cash flow projections as part of the credit risk evaluation process
  • Agree loan terms with customers and structure loans
  • Monitor loan performance and ensure timely repayments
Requirements
  • Finance or Accounting qualifications
  • Minimum 5 years commercial lending experience
  • Previous experience in small business banking
  • Established business to emerging corporate unsecured lending, or equipment finance lending experience
  • Previously held DLA
About Shift

We're a business specialist dedicated to helping Australian SMEs take control of their cash flow, streamline trade terms, and choose the right financial products. Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment.

As a member of our team, you'll enjoy a flexible working environment, family support, and a range of benefits to support your physical, psychological, and financial wellbeing.



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