Senior Credit Risk Specialist

3 weeks ago


North Sydney Council, Australia Shift Full time
{"title": "Senior Credit Risk Specialist", "content": "Job Summary

At Shift, we're seeking a seasoned Senior Credit Risk Specialist to join our specialist credit function. This role may suit an underwriter from a banking environment with experience in large exposures (and/or asset finance).

You'll be responsible for evaluating, structuring and documentation of revolving facilities in cash flow & equipment finance applications. As part of the credit risk evaluation process, you'll be reviewing financial statements and cash flow projections as well as other forms of due diligence.

As a senior member of the team, you'll need to be a skilled negotiator as you agree loan terms with our customers. You'll be responsible for structuring loans and well as monitoring the performance throughout the life of the loan.

Key Responsibilities
  • Evaluate and structure revolving facilities in cash flow & equipment finance applications
  • Review financial statements and cash flow projections as part of the credit risk evaluation process
  • Agree loan terms with customers and monitor loan performance
  • Collaborate with the team to deliver high-quality credit risk evaluations
Requirements
  • Finance or Accounting qualifications
  • Min 5 years commercial lending experience
  • Previous experience in small business banking
  • Established business to emerging corporate unsecured lending, or equipment finance lending experience
  • Previously held DLA
What We Offer
  • Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business
  • Flexible working environment – we're headquartered in North Sydney with state-based workplaces and offer a flexible work policy
  • Family support – industry leading 26 weeks paid parental leave
  • Varied workspaces – our office enables areas for collaboration, brainstorming and socialising as well as focus zones
  • Range of benefits – supporting your physical, psychological and financial wellbeing
", "lang_code": "en"}

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