Senior Lending Decision Specialist

3 days ago

Sydney, New South Wales, Australia beBeeCredit Full time $120,000 - $140,000
Key Responsibilities
  • Assess and underwrite equipment finance applications in line with credit policies and authority levels
  • Conduct financial analysis and prepare detailed credit submissions for retail and key account customers
  • Analyze portfolio trends to identify and mitigate credit and capital risk exposure
  • Recommend alternative finance structures to achieve optimal outcomes for the business and customers
  • Review and maintain credit limits, conditions, and securities for key account facilities
  • Ensure compliance with credit policies, legal, regulatory and privacy requirements
  • Liaise with legal counsel to prepare and finalise security documentation
  • Collaborate with collections to identify and escalate early signs of financial difficulty
  • Contribute to credit scorecard development, system testing, and credit risk reporting
  • Provide support and coaching to internal stakeholders on credit policy, risk and compliance
  • Champion continuous improvement and high-quality credit standards across the team

In this role, you will leverage your expertise in credit analysis and decision-making to drive lending decisions that support customers and business growth. As a Senior Credit Risk Analyst, you will be responsible for assessing and underwriting equipment finance applications, conducting financial analysis, and preparing detailed credit submissions.

Experience Required
  • Minimum 5 years of experience in financial services, asset finance or a senior credit underwriting role
  • Strong financial acumen with demonstrated expertise in interpreting and analysing financial statements
  • Proven ability to lead, mentor and influence others across cross-functional teams
  • Strong relationship management and interpersonal skills
  • Effective time management and organisational skills
  • Confident with computer systems and able to learn new platforms quickly
  • Excellent written and verbal communication skills with the ability to present to senior stakeholders and committees
  • Deep understanding of credit risk, compliance and legislation
  • Skilled in using credit decisioning systems and developing risk-based tools and processes
  • Tertiary qualifications in banking, finance, accounting or commerce are highly regarded

  • Senior Credit Lending Specialist

    5 days ago

    Sydney, New South Wales, Australia beBeeCreditRisk Full time $130,000 - $170,000

    Job Description">At the forefront of tailored business banking solutions, we empower clients to make informed decisions about lending. As a specialist provider of credit risk analysis, our clients benefit from expertly crafted strategies that drive growth and success.">Key Responsibilities:Collaborate with deal teams to deliver exceptional customer...

  • Senior Lending Executive

    2 days ago

    Sydney, New South Wales, Australia beBeeLending Full time $130,000 - $140,000

    Job Title: Senior Lending ExecutiveWe are seeking an experienced professional to manage a portfolio of customer relationships and drive business growth through lending.Key Responsibilities:Identify new opportunities for lending and nurture leads to tailor lending solutions to meet individual customer needs.Develop a deep understanding of the local market,...

  • Senior Home Lending Specialist

    5 days ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time

    OverviewYou are experienced in Lending with a passion for Business Development & Customer ServiceWe are experts in supporting customers in one of the most important financial decisions they will makeSee yourself in our teamOur Home Lending Specialists are the type of people who thrive on creating long-lasting relationships. They know how to ask the right...

  • Senior Home Lending Specialist

    5 days ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time

    OverviewYou are experienced in Lending with a passion for Business Development & Customer Service We are experts in supporting customers in one of the most important financial decisions they will make See yourself in our team Our Home Lending Specialists are the type of people who thrive on creating long-lasting relationships. They know how to...

  • Lending Specialist

    3 weeks ago

    Sydney, New South Wales, Australia Buscojobs Full time

    Direct message the job poster from Refyne Loans Mortgage Strategist For Investors | $100 M Settled | Scale Smart, Retire Rich | Founder@Refyne Loans Ready to Power Up Your Career in Credit?Refyne Loans is on a serious growth streak — and we're looking for a Credit Assessor or Lending Specialist who's ready to bring sharp attention to detail, strong lender...

  • Senior Home Lending Specialist

    7 days ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time $80,000 - $120,000 per year

    You are experienced in Lending with a passion for Business Development & Customer Service We are experts in supporting customers in one of the most important financial decisions they will make Opportunity to be based out of any of our Branches in the Penrith Area e.g. Katoomba, Windsor, Rousse Hill, Mount Druitt etc.See yourself in our team Our Home...

  • Senior Home Lending Specialist

    7 days ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time $80,000 - $120,000 per year

    You are experienced in Lending with a passion for Business Development & Customer Service We are experts in supporting customers in one of the most important financial decisions they will make See yourself in our team Our Home Lending Specialists are the type of people who thrive on creating long-lasting relationships. They know how to ask the right...

  • Senior Residential Lending Specialist

    2 days ago

    Sydney, New South Wales, Australia beBeeCreditManager Full time $130,000 - $140,000

    About the RoleWe're seeking an experienced professional to lead a small team of credit analysts, focusing on residential lending assessments.This is an opportunity to mentor, build frameworks, and drive improvements while contributing directly to lending decisions.

  • Lending Specialist

    6 days ago

    Sydney, New South Wales, Australia Buscojobs Full time

    About the RoleBOQ's Lending Specialists are customer-centric, thrive on building lasting relationships and are motivated by being a trusted home lending advisor to our customersReporting to the Branch Manager, your role as Lending Specialist will be to support the branch in achieving its lending growth objectives by helping new and existing customers through...

  • Lending Specialist

    15 hours ago

    Sydney, New South Wales, Australia Buscojobs Full time

    About the Role BOQ's Lending Specialists are customer-centric, thrive on building lasting relationships and are motivated by being a trusted home lending advisor to our customersReporting to the Branch Manager, your role as Lending Specialist will be to support the branch in achieving its lending growth objectives by helping new and existing customers...