Senior Credit Strategist

3 days ago

Sydney, New South Wales, Australia beBeeCreditLeader Full time $180,000 - $200,000
Job Title: Head of Credit

This is a senior leadership role responsible for overseeing the operational and delivery of key operating tools and programs focused on building and enhancing the capability of the Credit Operations teams to achieve optimum efficiency and effectiveness.

The successful candidate will manage the overall credit assessment functionality for the bank, with a focus on planning activities to achieve strategic business objectives. Through various teams, the role ensures efficient, effective, competitive lending portfolios, compliant processing, and delivery of all credit products and services.

  • Manage and document business directives, operational processes, and procedures by directing, coordinating, and monitoring activities to implement policies, procedures, and practices concerning granting or extending lines of credit, commercial loans, housing loans, and consumer credit loans.
  • Assist in formulating sound and constructive policies and procedures in relation to all credit products and services contributing to overall profitability.
  • Develop, maintain, and manage an operational risk and compliance framework for Credit Operations.
  • E nsure controls are in place to mitigate and eliminate operational risks in Credit Operations.
  • Investigate and coordinate system improvements to increase efficiencies, including managing loans processing software development and integrity.
  • Prepare business plans reflecting goals of Teachers Mutual Bank's Strategic Plan and monitor progress.
  • Conduct staff meetings or confer with subordinate personnel to discuss operational problems or explain procedural changes.
  • Negotiate and maintain relationships with third-party suppliers for operational requirements of Credit Operations.
Key Responsibilities
  • Ensure sectional documentation is compliant with organisational standards and needs.
  • Identify areas requiring process improvement and implement strategies to streamline processes.
  • Owning and managing risk and compliance across the business unit.
Requirements
  • Tertiary qualifications in an operational management discipline.
  • Diploma in Mortgage Lending or equivalent banking qualification.
  • Minimum 10 years' credit experience with at least 5 years' experience in a senior lending/leadership role.
Key Qualities
  • Ability to work strategically and collaboratively with internal stakeholders.
  • Skill in applying the Three Lines of Defense Risk Management and Assurance Model.

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