Senior Credit Risk Specialist

1 month ago


North Sydney Council, Australia Shift Full time
About Shift

At Shift, we're passionate about helping Australian SMEs take control of their cashflow and make informed financial decisions.

We believe in the power of relationships and delivering tailored solutions that meet our clients' unique needs.

Job Description

This is a senior-level role within our credit risk function, responsible for evaluating, structuring, and documenting revolving facilities in cash flow and equipment finance applications.

You will work closely with our team to review financial statements, cash flow projections, and other due diligence materials to inform your credit risk assessments.

A successful candidate will be a skilled negotiator, able to agree loan terms with our customers while maintaining strong relationships.

As a senior member of our team, you will also be responsible for monitoring loan performance and identifying opportunities for growth and improvement.

Key Responsibilities:
  • Evaluate and structure revolving facilities in cash flow and equipment finance applications.
  • Review financial statements, cash flow projections, and other due diligence materials.
  • Negotiate loan terms with customers and maintain strong relationships.
  • Monitor loan performance and identify opportunities for growth and improvement.
Requirements:
  • Finance or accounting qualifications.
  • Minimum 5 years commercial lending experience.
  • Previous experience in small business banking.
  • Established business to emerging corporate unsecured lending or equipment finance lending experience.
  • Previously held DLA.
About You

We're looking for someone who is highly motivated, detail-oriented, and able to work effectively in a fast-paced environment.

A strong understanding of credit risk management principles and practices is essential, as is excellent communication and negotiation skills.

What We Offer
  • A collaborative and supportive team environment.
  • Ongoing training and development opportunities.
  • A competitive salary package, including $120,000 - $150,000 per annum (dependent on experience).
  • A flexible working arrangement to suit your lifestyle.
  • A range of employee benefits, including access to fitness programs and wellness initiatives.


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