Credit Risk Manager

1 day ago

North Sydney, Australia Shift Full time

Company Description

At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.  

We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do.  

Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for Australian businesses.

Job Description

In this role you will be responsible for the credit performance of Shift’s Trade product against predefined KPIs.  The role encompasses owning credit decisioning models, portfolio management and monitoring the end-to-end operational performance of the business for factors that influence the credit performance of the product portfolio. 

  • Own the credit performance of Shift’s Trade product from origination through to recovery ensuring the portfolio grows in line with Shift’s expectations of credit loss. This will involve taking ownership of origination models, customer account monitoring and analysis for of platform and processes for factors that are influencing credit performance. 

  • Provide recommendations for changes to the models, credit policy and underwriting guidelines.  

  • Serve as a member of the Trade management team, responsible for reporting on the credit performance and its influencing factors to the broader group  

  • Ensure portfolio is optimised by ensuring exposure to low risk grade customers is increase whilst reduced to those that deteriorate . 

  • Provide performance reporting to 2nd Line Risk responding appropriately to any queries 

Qualifications

  • Tertiary Qualifications in quantitative study 

Additional Information

  • +5 years experience in a portfolio management, risk management role that is quantitative in nature (nice to have) 

  • Experience using data to make commercial risk decisions  

  • Technically competent with data – able to use SQL  

  • Ability to use data and to make actionable recommendations to change models and business processes 

  • Ability to be wholistically analytical, being able to explain the data and what is influencing it. 

  • Ability to make decisions in a logical and considered way  

  • Ability to communicate respectfully in a succinct and informative manner  

  • Credit Risk Manager

    2 days ago

    North Sydney, Australia Shift Full time

    Job DescriptionIn this role you will be responsible for the credit performance of Shift’s Trade product against predefined KPIs.  The role encompasses owning credit decisioning models, portfolio management and monitoring the end-to-end operational performance of the business for factors that influence the credit performance of the product portfolio. Own...

  • Credit Risk Manager

    2 days ago

    North Sydney, Australia Shift Full time

    **Company Description**: At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on...

  • Credit Risk Manager

    2 weeks ago

    Sydney, New South Wales, Australia AXA Group Full time

    Credit Risk ManagerCredit Risk Managers are responsible for monitoring and managing credit risk across our portfolio. If you have experience in a similar role and are comfortable with financial data, this could be the perfect opportunity for you.About the Role:Monitor and manage credit risk across our portfolioCollaborate with internal stakeholders to...

  • Credit Risk Manager

    5 months ago

    Sydney, Australia HAYS Full time

    Join a market leading Australian FinTech company as a Credit Risk Manager **Your new company** Experience amazing career opportunities, development and learning programs in one of Australia’s growing FinTech companies. This is an exciting opportunity for an experienced Credit Risk Manager to assist in building and evolving market-leading capabilities in...

  • Credit Risk Manager

    1 month ago

    Sydney, New South Wales, Australia Cuscal Full time

    About the RoleCuscal is seeking a highly skilled Credit Risk Manager to join our team. As a key member of our credit risk management team, you will play a crucial role in ensuring the effective management of our credit risk.Key ResponsibilitiesManage credit risk on a selected portfolio of ADIs and corporate exposures.Monitor counterparties' credit and...

  • Credit Risk Manager

    2 months ago

    Sydney, Australia Cuscal Full time

    **Job Description** Our client’s success is our success. And you make it happen!** Payment systems are complex, regulated and everchanging. We are an established market leading brand who are focused on driving client growth. We’re at the forefront of innovation punching above our weight. We’re enabling the future for our clients through technology...

  • Credit Risk Manager

    1 month ago

    Sydney, New South Wales, Australia Cuscal Limited Full time

    About the RoleCuscal Limited is seeking a skilled Credit Risk Manager to join our team. As a key member of our credit risk management team, you will be responsible for managing credit risk on a portfolio of counterparty exposures.Key Responsibilities:Conduct monitoring and management of Cuscal's credit risk on a portfolio of counterparty exposures.Prepare...

  • Credit Risk Manager

    2 months ago

    Sydney, Australia Cuscal Full time

    Job DescriptionOur client’s success is our success. And you make it happen!Payment systems are complex, regulated and everchanging. We are an established market leading brand who are focused on driving client growth. We’re at the forefront of innovation punching above our weight. We’re enabling the future for our clients through technology like New...

  • Credit Risk Manager

    2 months ago

    Sydney, Australia Cuscal Limited Full time

    Job DescriptionOur client’s success is our success. And you make it happen!Payment systems are complex, regulated and everchanging. We are an established market leading brand who are focused on driving client growth. We’re at the forefront of innovation punching above our weight. We’re enabling the future for our clients through technology like New...

  • Credit Risk Manager

    6 months ago

    Sydney, Australia Perigon Group Full time

    A great brand with excellent company culture with hybrid/ WFH model. - Newly created role. A leading Sydney based FinTech are seeking an experienced Credit Risk Manager to join the team. Offering a great working environment and remuneration. The role: - Full function Credit Risk. - Management of collections and develop recovery strategies for optimal...

  • Credit Risk Manager

    4 weeks ago

    Sydney, New South Wales, Australia Cuscal Limited Full time

    Job DescriptionWe are seeking a highly skilled Credit Risk Manager to join our team at Cuscal Limited. As a key member of our risk management team, you will play a critical role in ensuring the effective management of our credit risk.Key Responsibilities:Manage credit risk on a selected portfolio of ADIs and corporate exposures.Monitor counterparties' credit...

  • Credit Risk Manager

    2 weeks ago

    Sydney, Australia Westpac Banking Corporation Full time

    Credit Risk Manager - **Opportunity to join Westpac's First Line Credit Risk Team**: - **Established career path and progression opportunities**: - **Sydney based permanent role** **How will I help?** We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for...

  • Credit Risk Manager

    6 days ago

    Sydney, Australia Plenti Full time

    **Who is Plenti? Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance...

  • Credit Risk Manager

    2 weeks ago

    Sydney, Australia Westpac Group Full time

    **Opportunity to join Westpac’s First Line Credit Risk Team**: - **Established career path and progression opportunities**: - **Sydney based permanent role** **How will I help?** We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for the development and...

  • Credit Risk Manager

    6 days ago

    Sydney, Australia Plenti Full time

    Who is Plenti? Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance...

  • Credit Risk Manager

    5 months ago

    Sydney, Australia Jobs for Humanity Full time

    **Company Description** Jobs for Humanity is collaborating with FIS Global to build an inclusive and just employment ecosystem. We support individuals coming from all walks of life. Company Name: FIS Global **Job Description** Position Type**: Full time **Type Of Hire**: Experienced (relevant combo of work and education) **Travel Percentage**: 0% Are you...

  • Credit Risk Manager

    6 months ago

    Sydney, Australia T+O+M Executive Full time

    Our client, a multinational bank is looking for an experienced credit risk professional with expertise across regulatory reporting standards, retail credit portfolios, and data insights related to credit risk. Key Responsibilities: - Oversee regulatory reporting preparation - Maintain accurate and timely reporting - Conduct analyses on retail credit...

  • Strategic Credit Risk Manager

    2 days ago

    Sydney, New South Wales, Australia Cuscal Limited Full time

    Cuscal Limited is a leading market player in the payment systems industry, driving innovation and growth through technology like New Payments Platform (NPP) and Open Banking. As a forward-thinking company, we're committed to delivering competitive payment and digital solutions to our clients and customers.We are seeking an experienced Strategic Credit Risk...

  • Credit Risk Management Specialist

    3 weeks ago

    Sydney, New South Wales, Australia Macquarie Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team in Sydney or Melbourne.As a Credit Risk Analyst, you will work closely with senior credit signatories and business stakeholders to structure and approve transactions.You will be responsible for analysing new and existing transactions for corporate, institutional and private...

  • Credit Risk Insights Manager

    4 weeks ago

    Sydney, Australia Commonwealth Bank Full time

    **Do work that matters** RBS Consumer Finance manages the development and delivery of all retail credit products, including Credit Cards, Personal Loans and Simple Credit products including Buy Now Pay Later. The Credit Risk and CommAssets Crew within RBS Consumer Finance is accountable for managing all credit risk lending policies, strategies, automated...