Senior Risk Manager

About Our Team:

We are a global leader in risk management, with over 50 years of experience helping businesses navigate uncertainty and thrive.

• We assess risks and make informed decisions that drive growth and progress.
• Our team is committed to disciplined capital allocation and long-term value creation for all stakeholders.
• We care deeply about our impact on communities and the wider world.

Role Purpose:

This role will contribute to profitability, growth, service excellence, and producer relations, specifically focusing on the Melbourne placement market and also across Australia and the Pacific region.

• The role requires assessing risks and making informed decisions that align with our strategic goals.
• It involves expanding the Property account in line with overall business appetites, controls, underwriting strategy, and guidelines.
• Strong relationships with major customers and brokers are critical, requiring excellent interpersonal and communication skills.
• The ability to analyse complex underwriting data, identify potential opportunities, and mitigate risks is essential.
• The successful candidate will have leadership and organisational skills through past management experience.

Key Accountabilities:

• Act as a senior technical underwriter, bringing expertise in Property products to assess risks and make informed decisions.
• Expand the Property account in line with overall business appetites, controls, underwriting strategy, and guidelines.
• Build strong and lasting relationships with major customers and brokers.
• Underwrite and price Property risks, determining the acceptability of these complex risks.
• Bind various coverages subject to authority level and respond to inquiries from producers and internal colleagues.
• Prepare quotations and formal proposals on new and renewal business.
• Ensure documentation is completed timely and accurately according to EGM or Company standards.
• Assist with the development and evolution of divisional pricing, accumulation, Catastrophe Management assessments, and other line-related requirements.
• To be an innovative and forward-thinking company, encourage fresh ideas and perspectives to enhance underwriting processes and market positioning.
• Assist Head of Property in addressing and resolving overdues, workflow, and clerical issues within EGM or Company stamp business.
• Effectively communicate with management on all issues both within and outside the Unit as needed.
• Purchase acceptable Facultative Reinsurance where applicable and in line with management requirements to manage and smooth account volatility.
• Ensure core value commitments are understood and upheld.

Essential Skills:

• Demonstrated effective communication, negotiation, and interpersonal skills.
• Full understanding of the Insurance Industry and how Client/Broker/Insurer relationships operate.
• Proven analytical skills necessary to judge the desirability of complex or unusual risks within assigned specialised line.
• Proven record in insurance sales.
• Must have leadership and organisational skills through past management experience.
• The ability to respond appropriately to all levels of Clients/Brokers and Everest personnel.
• Accuracy and attention to detail.
• Demonstrated skill in PC software, Microsoft Office (Word, Excel), Microsoft Outlook, and new software as it applies to the position.

Experience:

• Previous Insurance experience essential – minimum 10 years. Preferably Property and Commercial lines experience.
• Experience in Energy would be a plus.
• Relevant on-the-job experience.

Qualifications:

• Working towards or obtained ANZIIF qualifications.
• Tertiary qualification (Business or Statistics) desirable, but not essential.