Senior Credit Analyst

2 weeks ago


Melbourne, Victoria, Australia Michael Page Full time

About Michael Page

Michael Page is a leading recruitment agency that connects talented professionals with top companies in various industries.

Job Summary

We are seeking a highly skilled Senior Credit Analyst to join our client, a reputable non-bank mortgage lender. As a Senior Credit Analyst, you will play a crucial role in evaluating creditworthiness, managing risk, and ensuring the success of mortgage lending operations.

Key Responsibilities

  • Loan Origination and Risk Assessment
    • Evaluate creditworthiness of borrowers and assess loan risk
    • Conduct thorough analysis of loan applications and credit reports
    • Develop and maintain relationships with brokers and borrowers
  • Loan Management and Administration
    • Manage loan files and ensure compliance with regulatory requirements
    • Coordinate with internal teams, including investments and legal
    • Review and approve loan documents
  • Compliance and Risk Management
    • Ensure adherence to regulatory requirements and internal policies
    • Identify and mitigate potential risks associated with loan operations
    • Develop and implement risk management strategies
  • Team Collaboration and Communication
    • Work closely with cross-functional teams, including sales, marketing, and operations
    • Communicate effectively with stakeholders, including borrowers, brokers, and internal teams

Requirements

  • Proven experience in credit analysis and risk management, preferably in the mortgage lending industry
  • Strong understanding of credit assessments, property lending, and regulatory requirements
  • Excellent analytical, communication, and interpersonal skills
  • Ability to work in a fast-paced environment and prioritize multiple tasks

What We Offer

  • A competitive salary package and benefits
  • Opportunities for professional growth and development
  • A dynamic and supportive work environment
  • Flexible work arrangements to support work-life balance


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