Financial Risk Manager
7 days ago
We are seeking a seasoned professional to join our Consumer Credit team as a Credit Analyst. This is an exciting opportunity for someone who thrives in a fast-paced environment and has a solutions-focused approach.
The ideal candidate will have a proven track record of success in underwriting consumer and commercial auto loans, analyzing financial data, and making informed decisions on credit approvals.
In this role, you will be part of a dynamic team that collaborates to deliver exceptional results. You will work closely with colleagues to assess and approve consumer credit applications, ensuring timely and accurate decision-making.
Key Responsibilities:- Underwrite complex loan applications, considering financial data and risk factors
- Analyze credit reports and other relevant documents to inform lending decisions
- Maintain thorough knowledge of Equifax Comprehensive Credit Reporting and related financial regulations
- Collaborate with colleagues to identify opportunities for process improvements and innovation
- 4+ years of delegated lending authority in auto finance, with a minimum DLA of $100K
- Expertise in financial document analysis and quantitative skills
- Exceptional communication and interpersonal skills
- Able to thrive in a fast-paced environment with multiple priorities
- A high-performing, customer-focused team environment
- Ongoing training and development opportunities to enhance your skills and expertise
- A culture of innovation and collaboration to drive business growth
- Flexible working arrangements and support for work-life balance
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