Senior Compliance Officer

About Us

We are a leading global financial technology company based in Sydney. Established in 2014, the RZ Group has managed over $5 billion in payment transaction volume across 100+ currencies in over 85 countries.

With an extensive network of global financial and banking partners combined with the latest cutting- edge financial technology, we are able to facilitate swift, secure, and cost-effective payments seamlessly for customers all around the globe.

Job Overview

The Senior Compliance Officer will lead and support core compliance functions across KYC, AML/CTF, transaction monitoring, and regulatory reporting. Working within a fintech foreign exchange and remittance environment, this role is pivotal in strengthening the compliance framework, mentoring junior team members, and serving as a key liaison with regulators and external auditors.

Key Responsibilities

- Regulatory Compliance & Risk Oversight – Develop, implement, and enforce compliance policies and procedures for FX and remittance operations; conduct compliance risk assessments; manage internal/external audits; and liaise with regulators (e.g., AUSTRAC, ASIC).

- Client Onboarding & KYC – Oversee enhanced due diligence for higher-risk customers, review KYC escalations from the team, and ensure onboarding processes meet AML/CTF obligations and company standards.

- Transaction Monitoring & Financial Crime Prevention – Lead monitoring of transactions for suspicious activity, investigate anomalies, prepare and file Suspicious Matter Reports (SMRs) and Threshold Transaction Reports (TTRs) to AUSTRAC, and recommend fraud prevention enhancements.

- Regulatory Reporting – Coordinate and validate reporting to regulatory authorities, ensuring accuracy and timeliness of submissions (AUSTRAC, ASIC, and other jurisdictional regulators as required).

- Training & Internal Awareness – Develop and deliver targeted compliance and AML/CTF training for staff, embedding a strong compliance culture and raising awareness of evolving regulatory obligations.

- Stakeholder & Regulator Engagement – Build and maintain strong relationships with internal teams, senior management, and external regulators, acting as a trusted compliance adviser.

- Documentation & Record Keeping – Maintain accurate, detailed records of investigations, reports, and compliance decisions in internal systems for audit-readiness.

- Mentorship & Team Support – Provide guidance and mentorship to junior compliance officers, reviewing their work and helping develop their technical expertise.

Requirements

- Bachelor’s degree in Finance, Economics, Law, Business, or a related field (compliance certifications such as ICA or ACAMS highly desirable).

- 3+ years of compliance experience in financial services, fintech, FX, or remittance sectors.

- Strong knowledge of AML/CTF legislation, KYC frameworks, and FX regulatory requirements.

- Proven experience in transaction monitoring, SMR filing, and regulatory reporting.

- Excellent analytical, communication, and interpersonal skills with the ability to influence stakeholders.

- Proficiency in MS Office (Word, Excel, Outlook) and experience with compliance/KYC platforms (e.g., Shuftipro).

This is an exciting opportunity to work in a fast-paced, dynamic environment. In return, we will offer you monthly team building events, birthday leave and a competitive package including bi-annual performance bonus.

Apply today

We are committed to providing a diverse and inclusive workplace. The Ruizean Group is proud to be an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, colour, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, marital or family status, disability status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.

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